CTIF vs IVV
Castellan Targeted Income ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | CTIF | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.03% | |
| AUM | $203M | $907.0B | |
| Dividend Yield | 4.76% | 1.10% | |
| Holdings | 45 | 508 | |
| YTD Return | +9.94% | +14.29% | |
| 1Y Return | +10.56% | +21.79% | |
| 3Y Return (annualized) | - | +22.19% | |
| 5Y Return (annualized) | - | +13.28% | |
| Volatility (annualized) | 11.6% | 15.1% | |
| Max Drawdown | -10.6% | -56.5% | |
| Fund Family | Castellan ETFs | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Jun 24, 2025 | May 15, 2000 |
CTIF vs IVV Performance
Castellan Targeted Income ETF (CTIF) is a ETF from Castellan ETFs and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year CTIF returned +10.56% while IVV returned +21.79%. Year to date, CTIF is up 9.94% versus a gain of 14.29% for IVV.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 11.6% for CTIF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.6% for CTIF and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CTIF charges 0.45% per year while IVV charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, CTIF currently yields 4.76% against 1.10% for IVV.
Holdings Overlap
CTIF and IVV share 17 holdings out of 511 unique holdings combined, representing a 9.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CTIF or IVV?
CTIF has an expense ratio of 0.45% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, CTIF or IVV?
Over the past year CTIF returned +10.56% vs +21.79% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (1 years), CTIF annualized +12.36% vs +7.06% for IVV. Past performance does not guarantee future results.
Which is riskier, CTIF or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 11.6% for CTIF. Worst drawdown: CTIF -10.6% vs IVV -56.5%.
Should I hold both CTIF and IVV?
CTIF and IVV have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CTIF and IVV?
CTIF and IVV share 17 common holdings with a 9.2% weight overlap. Combined, they hold 511 unique securities.
Which pays a higher dividend, CTIF or IVV?
CTIF yields 4.76% while IVV yields 1.10%, so CTIF currently pays the higher dividend yield.
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