DFMC vs SPY
Dimensional US Micro Cap Portfolio ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. DFMC delivered stronger 1-year returns. DFMC offers more diversification with 1,730 holdings.
Side-by-Side Comparison
| Metric | DFMC | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.41% | 0.09% | |
| AUM | $8.1B | $821.1B | |
| Dividend Yield | 0.22% | 1.01% | |
| Holdings | 1,730 | 505 | |
| YTD Return | +26.93% | +14.24% | |
| 1Y Return | - | +21.71% | |
| 3Y Return (annualized) | - | +22.10% | |
| 5Y Return (annualized) | - | +13.21% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -4.3% | -56.5% | |
| Fund Family | Dimensional | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Mar 19, 2026 | Jan 22, 1993 |
DFMC vs SPY Performance
Dimensional US Micro Cap Portfolio ETF (DFMC) is a ETF from Dimensional and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, DFMC is up 26.93% versus a gain of 14.24% for SPY.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -4.3% for DFMC and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
DFMC charges 0.41% per year while SPY charges 0.09%. On a $10,000 position that is $41 vs $9 annually, a gap of $32 per year that compounds over a long holding period. On income, DFMC currently yields 0.22% against 1.01% for SPY.
Holdings Overlap
DFMC and SPY share 1 holdings out of 2233 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in DFMC | Weight in SPY | Difference |
|---|---|---|---|
| AOS | 0.01% | 0.01% | 0.00% |
Frequently Asked Questions
Which is cheaper, DFMC or SPY?
DFMC has an expense ratio of 0.41% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
What is the holdings overlap between DFMC and SPY?
DFMC and SPY share 1 common holdings with a 0.0% weight overlap. Combined, they hold 2233 unique securities.
Which pays a higher dividend, DFMC or SPY?
DFMC yields 0.22% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.
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