DFMC vs SCHD
Dimensional US Micro Cap Portfolio ETF vs Schwab US Dividend Equity ETF
Which is better, DFMC or SCHD?
Mid Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. DFMC led over 1Y. DFMC is less concentrated, with 5.5% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DFMC | SCHD |
|---|---|---|
| Expense Ratio | 0.41% | 0.06%Best |
| AUM | $7.9B | $112.2B |
| Dividend Yield | 0.22% | 3.13% |
| Holdings | 1,762 | 103 |
| YTD Return | +22.83% | +27.56%Best |
| 1Y Return | - | +30.29% |
| 3Y Return (annualized) | - | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Top 10 Weight | 5.5%Best | 41.5% |
| Fund Family | Dimensional | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Value |
| Inception | Mar 19, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
DFMC vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
DFMC vs SCHD Performance
Dimensional US Micro Cap Portfolio ETF (DFMC) is an ETF from Dimensional and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, DFMC is up 22.83% versus a gain of 27.56% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
DFMC charges 0.41% per year while SCHD charges 0.06%. On a $10,000 position that is $41 vs $6 annually, a gap of $35 per year that compounds over a long holding period. On income, DFMC currently yields 0.22% against 3.13% for SCHD.
Holdings Overlap
4.0% of DFMC's money is in holdings SCHD also owns. 2.5% of SCHD's money is in holdings DFMC also owns.
DFMC and SCHD share little of their money.
40 positions in common, counted across the 1,731 positions we hold weights for in DFMC and 100 in SCHD, against full books of 1,762 and 103.
What only one of them owns
Our book lists 60 positions for SCHD that do not appear in our book for DFMC (97.5% of the fund), and 1,314 for DFMC that do not appear in SCHD (94.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DFMC | Weight in SCHD | Difference |
|---|---|---|---|
| MMacy'S Inc. | 0.24% | 0.17% | 0.07% |
| MSMMsc Industrial Direct Co Inc | 0.16% | 0.14% | 0.02% |
| FHIFederated Investors Inc Class B | 0.19% | 0.11% | 0.08% |
| OFG:PROfg Bancorp Common Stock | 0.24% | 0.06% | 0.18% |
| MURMurphy Oil Corp | 0.17% | 0.11% | 0.06% |
| KFYKorn Ferry | 0.16% | 0.11% | 0.05% |
| MTNVail Resorts Inc. | 0.14% | 0.13% | 0.01% |
| CVBFCvb Financial Corp. | 0.16% | 0.09% | 0.07% |
| APAMArtisan Partners Asset Management, Inc. | 0.15% | 0.08% | 0.07% |
| RHIRobert Half Inc | 0.12% | 0.11% | 0.01% |
You are not choosing between two funds in isolation.
Whichever of DFMC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DFMC or SCHD?
DFMC has an expense ratio of 0.41% while SCHD charges 0.06%. SCHD is the cheaper option, by $35 a year on a $10,000 investment.
What is the holdings overlap between DFMC and SCHD?
4.0% of DFMC's money is in holdings SCHD also owns. 2.5% of SCHD's is in holdings DFMC also owns. They hold 40 positions in common, counted across the 1,731 positions we hold weights for in DFMC and 100 in SCHD.
Which pays a higher dividend, DFMC or SCHD?
DFMC yields 0.22% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than DFMC?
SCHD has a lower expense ratio. DFMC led over 1Y. DFMC is less concentrated, with 5.5% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.