DFMC vs SCHD
Dimensional US Micro Cap Portfolio ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. DFMC delivered stronger 1-year returns. DFMC offers more diversification with 1,730 holdings.
Side-by-Side Comparison
| Metric | DFMC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.41% | 0.06% | |
| AUM | $8.1B | $108.7B | |
| Dividend Yield | 0.22% | 3.13% | |
| Holdings | 1,730 | 104 | |
| YTD Return | +26.93% | +26.54% | |
| 1Y Return | - | +30.90% | |
| 3Y Return (annualized) | - | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -4.3% | -33.4% | |
| Fund Family | Dimensional | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 19, 2026 | Oct 20, 2011 |
DFMC vs SCHD Performance
Dimensional US Micro Cap Portfolio ETF (DFMC) is a ETF from Dimensional and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, DFMC is up 26.93% versus a gain of 26.54% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -4.3% for DFMC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
DFMC charges 0.41% per year while SCHD charges 0.06%. On a $10,000 position that is $41 vs $6 annually, a gap of $35 per year that compounds over a long holding period. On income, DFMC currently yields 0.22% against 3.13% for SCHD.
Holdings Overlap
DFMC and SCHD share 40 holdings out of 1790 unique holdings combined, representing a 2.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DFMC or SCHD?
DFMC has an expense ratio of 0.41% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $35 per year of difference.
What is the holdings overlap between DFMC and SCHD?
DFMC and SCHD share 40 common holdings with a 2.3% weight overlap. Combined, they hold 1790 unique securities.
Which pays a higher dividend, DFMC or SCHD?
DFMC yields 0.22% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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