DFVX vs SCHK

DFVX vs SCHK

Which is better, DFVX or SCHK?

Each has led over a different period.

SCHK has a lower expense ratio. DFVX led over 1Y, SCHK over 3Y and the full window. The two have moved almost in lockstep, correlation 0.93. DFVX is less concentrated, with 32.0% of the fund in its ten largest positions against 35.5%.

Lower Fees: SCHKHigher Returns: splitLess Concentrated: DFVX

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricDFVXSCHK
Expense Ratio0.19%0.03%Best
AUM$537M$5.7B
Dividend Yield1.12%1.01%
Holdings325986
YTD Return+15.41%Best+14.55%
1Y Return+20.11%Best+18.10%
3Y Return (annualized)+20.43%+22.71%Best
5Y Return (annualized)-+13.05%
Volatility (annualized)11.3%Best11.8%
Max Drawdown-16.7%Best-19.2%
$10,000 over 2.9 years$17,145$18,512Best
Top 10 Weight32.0%Best35.5%
Fund FamilyDimensionalCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionNov 2, 2023Oct 11, 2017

Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Nov 2, 2023 to Oct 13, 2026 (2.9 years).

DFVX vs SCHK growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.

Compare DFVX against instead:DFVX vs SPYDFVX vs QQQDFVX vs VOODFVX vs VTISCHK against:SCHK vs VXUS

DFVX vs SCHK Performance

Dimensional US Large Cap Vector ETF (DFVX) is an ETF from Dimensional and Schwab 1000 Index ETF (SCHK) is an ETF from Charles Schwab Asset Management. Over the past year DFVX returned +20.11% while SCHK returned +18.10%. Year to date, DFVX is up 15.41% versus a gain of 14.55% for SCHK.

Over three years, DFVX compounded at +20.43% per year against +22.71% for SCHK.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHK has been the more volatile fund, with annualized monthly volatility of 11.8% compared with 11.3% for DFVX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.7% for DFVX and -19.2% for SCHK. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

DFVX charges 0.19% per year while SCHK charges 0.03%. On a $10,000 position that is $19 vs $3 annually, a gap of $16 per year that compounds over a long holding period. On income, DFVX currently yields 1.12% against 1.01% for SCHK.

Holdings Overlap

DFVX already in SCHK97.8%
SCHK already in DFVX71.0%

97.8% of DFVX's money is in holdings SCHK also owns. 71.0% of SCHK's money is in holdings DFVX also owns.

Most of DFVX is already inside SCHK. Owning both mostly buys the same companies twice.

309 positions in common, counted across the 323 positions we hold weights for in DFVX and 980 in SCHK, against full books of 325 and 986.

What only one of them owns

Our book lists 612 positions for SCHK that do not appear in our book for DFVX (28.4% of the fund), and 7 for DFVX that do not appear in SCHK (0.7%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in DFVXWeight in SCHKDifference
MSFTMicrosoft Corp6.03%5.19%0.84%
AMZNAmazon.Com Inc5.11%3.54%1.57%
NVDANvidia Corp1.03%7.45%6.42%
AAPLApple, Inc0.04%6.88%6.84%
METAMeta Platforms Inc4.65%2.01%2.64%
GOOGLAlphabet Inc,class A2.88%2.80%0.08%
GOOGAlphabet Inc. C2.31%2.23%0.08%
MUMicron Technology Inc Mu Uw Equity Us Usd2.48%1.55%0.93%
JPMJpmorgan Chase2.55%1.35%1.20%
XOMExxon Mobil Corp.2.26%0.97%1.29%

97.8% of DFVX is already inside SCHK.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

DFVXSCHK

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, DFVX or SCHK?

DFVX has an expense ratio of 0.19% while SCHK charges 0.03%. SCHK is the cheaper option, by $16 a year on a $10,000 investment.

Which performed better, DFVX or SCHK?

Over the past year DFVX returned +20.11% vs +18.10% for SCHK, so DFVX leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, DFVX or SCHK?

SCHK has been the more volatile fund at 11.8% annualized versus 11.3% for DFVX. Worst drawdown: DFVX -16.7% vs SCHK -19.2%.

Should I hold both DFVX and SCHK?

DFVX and SCHK have a monthly-return correlation of 0.93, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between DFVX and SCHK?

97.8% of DFVX's money is in holdings SCHK also owns. 71.0% of SCHK's is in holdings DFVX also owns. They hold 309 positions in common, counted across the 323 positions we hold weights for in DFVX and 980 in SCHK.

Which pays a higher dividend, DFVX or SCHK?

DFVX yields 1.12% while SCHK yields 1.01%, so DFVX currently pays the higher dividend yield.

Is SCHK better than DFVX?

SCHK has a lower expense ratio. DFVX led over 1Y, SCHK over 3Y and the full window. The two have moved almost in lockstep, correlation 0.93. DFVX is less concentrated, with 32.0% of the fund in its ten largest positions against 35.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.