DGT vs SCHD
State Street SPDR Global Dow ETF vs Schwab US Dividend Equity ETF
Which is better, DGT or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. DGT led over 3Y and 5Y, SCHD over 1Y and the full window. DGT is less concentrated, with 12.0% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DGT | SCHD |
|---|---|---|
| Expense Ratio | 0.50% | 0.06%Best |
| AUM | $639M | $112.1B |
| Dividend Yield | 2.43% | 3.00% |
| Holdings | 177 | 103 |
| YTD Return | +13.31% | +24.04%Best |
| 1Y Return | +20.25% | +27.95%Best |
| 3Y Return (annualized) | +21.13%Best | +15.51% |
| 5Y Return (annualized) | +13.81%Best | +9.80% |
| Volatility (annualized) | 14.5% | 13.6%Best |
| Max Drawdown | -35.2% | -33.4%Best |
| $10,000 over 5 years | $19,094Best | $15,959 |
| Top 10 Weight | 12.0%Best | 41.8% |
| Fund Family | State Street Investment Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Sep 25, 2000 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 16, 2026 (14.9 years).
DGT vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
DGT vs SCHD Performance
State Street SPDR Global Dow ETF (DGT) is an ETF from State Street Investment Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DGT returned +20.25% while SCHD returned +27.95%. Year to date, DGT is up 13.31% versus a gain of 24.04% for SCHD.
Over three years, DGT compounded at +21.13% per year against +15.51% for SCHD; over five years the annualized figures are +13.81% and +9.80% respectively. Across the full 15-year window we track, SCHD has the edge at +11.29% annualized vs +10.27%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DGT has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.2% for DGT and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DGT charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, DGT currently yields 2.43% against 3.00% for SCHD.
Holdings Overlap
9.3% of DGT's money is in holdings SCHD also owns. 52.0% of SCHD's money is in holdings DGT also owns.
The two portfolios partly overlap.
14 positions in common, counted across the 158 positions we hold weights for in DGT and 100 in SCHD, against full books of 177 and 103.
What only one of them owns
Our book lists 85 positions for SCHD that do not appear in our book for DGT (47.9% of the fund), and 74 for DGT that do not appear in SCHD (47.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DGT | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 0.96% | 4.77% | 3.81% |
| AMGNAmgen Inc. | 0.84% | 4.70% | 3.86% |
| ABTAbbott Laboratories | 0.46% | 4.69% | 4.23% |
| KOCoca Cola Co. | 0.71% | 4.17% | 3.46% |
| CVXChevron Corp | 0.71% | 4.02% | 3.31% |
| COPConocophillips Common Stock USD 0.01 | 0.76% | 3.94% | 3.18% |
| VZVerizon Communic | 0.63% | 3.97% | 3.34% |
| UNHUnitedhealth Group Incorporated | 0.61% | 3.82% | 3.21% |
| PGProcter & Gamble Company | 0.50% | 3.83% | 3.33% |
| HDHome Depot Inc/The | 0.43% | 3.88% | 3.45% |
52.0% of SCHD is already inside DGT.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DGT or SCHD?
DGT has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, DGT or SCHD?
Over the past year DGT returned +20.25% vs +27.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), DGT annualized +10.27% vs +11.29% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DGT or SCHD?
DGT has been the more volatile fund at 14.5% annualized versus 13.6% for SCHD. Worst drawdown: DGT -35.2% vs SCHD -33.4%.
Should I hold both DGT and SCHD?
DGT and SCHD have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between DGT and SCHD?
52.0% of SCHD's money is in holdings DGT also owns. 52.0% of SCHD's is in holdings DGT also owns. They hold 14 positions in common, counted across the 158 positions we hold weights for in DGT and 100 in SCHD.
Which pays a higher dividend, DGT or SCHD?
DGT yields 2.43% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than DGT?
SCHD has a lower expense ratio. DGT led over 3Y and 5Y, SCHD over 1Y and the full window. DGT is less concentrated, with 12.0% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.