DIVZ vs VOO

DIVZ vs VOO

Which is better, DIVZ or VOO?

Large Cap Value against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y and the full window. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 48.8%.

Lower Fees: VOOHigher Returns: VOOLess Concentrated: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricDIVZVOO
Expense Ratio0.65%0.03%Best
AUM$308M$997.4B
Dividend Yield2.47%1.08%
Holdings29509
Volatility (annualized)14.4%Best15.9%
Max Drawdown-15.4%Best-24.5%
$10,000 over 4.4 years$15,910$16,890Best
Top 10 Weight48.8%36.4%Best
Fund FamilyTrueSharesVanguard (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Blend
InceptionJan 27, 2021Sep 7, 2010

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 452 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. DIVZ has data through Jun 13, 2025 and VOO through Sep 8, 2026.

Volatility and max drawdown, and the $10,000 over 4.4 years row, are measured over the window both funds cover: Jan 28, 2021 to Jun 13, 2025 (4.4 years).

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 14.4% for DIVZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.4% for DIVZ and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

DIVZ charges 0.65% per year while VOO charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, DIVZ currently yields 2.47% against 1.08% for VOO.

Holdings Overlap

DIVZ already in VOO87.2%
VOO already in DIVZ15.5%

87.2% of DIVZ's money is in holdings VOO also owns. 15.5% of VOO's money is in holdings DIVZ also owns.

Most of DIVZ is already inside VOO. Owning both mostly buys the same companies twice.

25 positions in common, counted across the 29 positions we hold weights for in DIVZ and 504 in VOO, against full books of 29 and 509.

What only one of them owns

Our book lists 469 positions for VOO that do not appear in our book for DIVZ (83.8% of the fund), and 2 for DIVZ that do not appear in VOO (6.1%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in DIVZWeight in VOODifference
MSFTMicrosoft Corp 4.100 Feb 06 373.73%4.30%0.57%
GOOGL Alphabet Inc. Class A3.10%3.25%0.15%
PMPhilip Morris International Inc.5.89%0.44%5.45%
UNHUnitedhealth Group5.58%0.59%4.99%
VZVerizon Communications Inc Com Usd15.79%0.27%5.52%
JNJJohnson & Johnson - Common4.85%0.95%3.90%
CVXChevron Corp.United States -Energy4.65%0.48%4.17%
NEENextera Energy Inc4.50%0.28%4.22%
UPSUnited Parcel Service, Inc4.42%0.12%4.30%
HDHome Depot Inc/The3.63%0.54%3.09%

87.2% of DIVZ is already inside VOO.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

DIVZVOO

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Frequently Asked Questions

Which is cheaper, DIVZ or VOO?

DIVZ has an expense ratio of 0.65% while VOO charges 0.03%. VOO is the cheaper option, by $62 a year on a $10,000 investment.

Which is riskier, DIVZ or VOO?

VOO has been the more volatile fund at 15.9% annualized versus 14.4% for DIVZ. Worst drawdown: DIVZ -15.4% vs VOO -24.5%.

Should I hold both DIVZ and VOO?

DIVZ and VOO have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between DIVZ and VOO?

87.2% of DIVZ's money is in holdings VOO also owns. 15.5% of VOO's is in holdings DIVZ also owns. They hold 25 positions in common, counted across the 29 positions we hold weights for in DIVZ and 504 in VOO.

Which pays a higher dividend, DIVZ or VOO?

DIVZ yields 2.47% while VOO yields 1.08%, so DIVZ currently pays the higher dividend yield.

Is VOO better than DIVZ?

VOO has a lower expense ratio. VOO led over 1Y and the full window. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 48.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.