DXUV vs SCHD
Dimensional US Vector Equity ETF vs Schwab US Dividend Equity ETF
Which is better, DXUV or SCHD?
Mid Cap Value against Large Cap Value.
SCHD has a lower expense ratio. DXUV led over the full window, SCHD over 1Y. DXUV is less concentrated, with 23.4% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DXUV | SCHD |
|---|---|---|
| Expense Ratio | 0.25% | 0.06%Best |
| AUM | $575M | $112.1B |
| Dividend Yield | 0.97% | 3.00% |
| Holdings | 2,030 | 103 |
| YTD Return | +14.83% | +24.96%Best |
| 1Y Return | +20.28% | +28.75%Best |
| 3Y Return (annualized) | - | +15.71% |
| 5Y Return (annualized) | - | +9.86% |
| Volatility (annualized) | 12.8%Best | 13.7% |
| Max Drawdown | -21.1% | -16.1%Best |
| $10,000 over 2 years | $13,884Best | $13,333 |
| Top 10 Weight | 23.4%Best | 41.8% |
| Fund Family | Dimensional | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Value |
| Inception | Sep 13, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Sep 12, 2024 to Sep 9, 2026 (2 years).
DXUV vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2 years both funds cover.
DXUV vs SCHD Performance
Dimensional US Vector Equity ETF (DXUV) is an ETF from Dimensional and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DXUV returned +20.28% while SCHD returned +28.75%. Year to date, DXUV is up 14.83% versus a gain of 24.96% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 12.8% for DXUV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.1% for DXUV and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.65. They move together some of the time, and apart the rest.
Fees and Cost Over Time
DXUV charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, DXUV currently yields 0.97% against 3.00% for SCHD.
Holdings Overlap
8.8% of DXUV's money is in holdings SCHD also owns. 92.4% of SCHD's money is in holdings DXUV also owns.
Most of SCHD is already inside DXUV. Owning both mostly buys the same companies twice.
93 positions in common, counted across the 2,031 positions we hold weights for in DXUV and 100 in SCHD, against full books of 2,030 and 103.
What only one of them owns
Our book lists 7 positions for SCHD that do not appear in our book for DXUV (7.6% of the fund), and 1,311 for DXUV that do not appear in SCHD (88.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DXUV | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 0.45% | 4.77% | 4.32% |
| AMGNAmgen Inc. | 0.32% | 4.70% | 4.38% |
| ABTAbbott Laboratories | 0.10% | 4.69% | 4.59% |
| KOCoca Cola Co. | 0.27% | 4.17% | 3.90% |
| HDHome Depot Inc/The | 0.49% | 3.88% | 3.39% |
| VZVerizon Communications Inc Vz | 0.32% | 3.97% | 3.65% |
| PGProcter & Gamble Company | 0.38% | 3.83% | 3.45% |
| COPConocophillips Common Stock USD 0.01 | 0.18% | 3.94% | 3.76% |
| UNHUnitedhealth Group Incorporated | 0.23% | 3.82% | 3.59% |
| PEPPepsico Inc. | 0.23% | 3.64% | 3.41% |
92.4% of SCHD is already inside DXUV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DXUV or SCHD?
DXUV has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option, by $19 a year on a $10,000 investment.
Which performed better, DXUV or SCHD?
Over the past year DXUV returned +20.28% vs +28.75% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), DXUV annualized +17.83% vs +15.47% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DXUV or SCHD?
SCHD has been the more volatile fund at 13.7% annualized versus 12.8% for DXUV. Worst drawdown: DXUV -21.1% vs SCHD -16.1%.
Should I hold both DXUV and SCHD?
DXUV and SCHD have a monthly-return correlation of 0.65, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between DXUV and SCHD?
92.4% of SCHD's money is in holdings DXUV also owns. 92.4% of SCHD's is in holdings DXUV also owns. They hold 93 positions in common, counted across the 2,031 positions we hold weights for in DXUV and 100 in SCHD.
Which pays a higher dividend, DXUV or SCHD?
DXUV yields 0.97% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than DXUV?
SCHD has a lower expense ratio. DXUV led over the full window, SCHD over 1Y. DXUV is less concentrated, with 23.4% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.