DXUV vs SCHD
Dimensional US Vector Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. DXUV offers more diversification with 2,030 holdings.
Side-by-Side Comparison
| Metric | DXUV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.06% | |
| AUM | $580M | $108.7B | |
| Dividend Yield | 0.97% | 3.13% | |
| Holdings | 2,030 | 104 | |
| YTD Return | +17.14% | +28.63% | |
| 1Y Return | +25.14% | +32.53% | |
| 3Y Return (annualized) | - | +16.97% | |
| 5Y Return (annualized) | - | +10.47% | |
| Volatility (annualized) | 13.0% | 13.7% | |
| Max Drawdown | -21.1% | -33.4% | |
| Fund Family | Dimensional | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 13, 2024 | Oct 20, 2011 |
DXUV vs SCHD Performance
Dimensional US Vector Equity ETF (DXUV) is a ETF from Dimensional and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DXUV returned +25.14% while SCHD returned +32.53%. Year to date, DXUV is up 17.14% versus a gain of 28.63% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 13.0% for DXUV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.1% for DXUV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DXUV charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, DXUV currently yields 0.97% against 3.13% for SCHD.
Holdings Overlap
DXUV and SCHD share 90 holdings out of 2023 unique holdings combined, representing a 8.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DXUV or SCHD?
DXUV has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $19 per year of difference.
Which performed better, DXUV or SCHD?
Over the past year DXUV returned +25.14% vs +32.53% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), DXUV annualized +19.63% vs +11.63% for SCHD. Past performance does not guarantee future results.
Which is riskier, DXUV or SCHD?
SCHD has been the more volatile fund at 13.7% annualized versus 13.0% for DXUV. Worst drawdown: DXUV -21.1% vs SCHD -33.4%.
Should I hold both DXUV and SCHD?
DXUV and SCHD have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DXUV and SCHD?
DXUV and SCHD share 90 common holdings with a 8.8% weight overlap. Combined, they hold 2023 unique securities.
Which pays a higher dividend, DXUV or SCHD?
DXUV yields 0.97% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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