EBIT vs SCHD
Harbor AlphaEdge Small Cap Earners ETF vs Schwab US Dividend Equity ETF
Which is better, EBIT or SCHD?
Small Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. EBIT is less concentrated, with 7.8% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EBIT | SCHD |
|---|---|---|
| Expense Ratio | 0.29% | 0.06%Best |
| AUM | $12M | $112.2B |
| Dividend Yield | 1.68% | 3.13% |
| Holdings | 642 | 103 |
| YTD Return | +19.33% | +27.56%Best |
| 1Y Return | +19.67% | +30.29%Best |
| 3Y Return (annualized) | - | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 15.4% | 13.0%Best |
| Max Drawdown | -26.6% | -16.1%Best |
| $10,000 over 2.2 years | $13,969 | $14,541Best |
| Top 10 Weight | 7.8%Best | 41.5% |
| Fund Family | Harbor Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Value |
| Inception | Jul 8, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jul 10, 2024 to Sep 4, 2026 (2.2 years).
EBIT vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.
EBIT vs SCHD Performance
Harbor AlphaEdge Small Cap Earners ETF (EBIT) is an ETF from Harbor Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year EBIT returned +19.67% while SCHD returned +30.29%. Year to date, EBIT is up 19.33% versus a gain of 27.56% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EBIT has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.6% for EBIT and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
EBIT charges 0.29% per year while SCHD charges 0.06%. On a $10,000 position that is $29 vs $6 annually, a gap of $23 per year that compounds over a long holding period. On income, EBIT currently yields 1.68% against 3.13% for SCHD.
Holdings Overlap
2.7% of EBIT's money is in holdings SCHD also owns. 0.7% of SCHD's money is in holdings EBIT also owns.
EBIT and SCHD share little of their money.
13 positions in common, counted across the 599 positions we hold weights for in EBIT and 100 in SCHD, against full books of 642 and 103.
What only one of them owns
Our book lists 86 positions for SCHD that do not appear in our book for EBIT (99.2% of the fund), and 570 for EBIT that do not appear in SCHD (92.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in EBIT | Weight in SCHD | Difference |
|---|---|---|---|
| MURMurphy Oil Corp | 0.42% | 0.11% | 0.31% |
| AGMFederal Agricultural Mortgage Corp | 0.46% | 0.05% | 0.41% |
| MCMoelis & Co_None_0 | 0.34% | 0.12% | 0.22% |
| APAMArtisan Partners Asset Management, Inc. | 0.23% | 0.08% | 0.15% |
| CNSCohen & Steers Inc | 0.18% | 0.06% | 0.12% |
| NBHCNational Bank Holdings Corp Class A | 0.19% | 0.05% | 0.14% |
| VRTSVirtus Investment Partners Inc | 0.20% | 0.03% | 0.17% |
| CHCOCity Holding Co Common Stock Usd2.5 | 0.17% | 0.05% | 0.12% |
| PFBCPreferred Bank La | 0.15% | 0.03% | 0.12% |
| NSPInsperity Inc | 0.12% | 0.05% | 0.07% |
You are not choosing between two funds in isolation.
Whichever of EBIT and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EBIT or SCHD?
EBIT has an expense ratio of 0.29% while SCHD charges 0.06%. SCHD is the cheaper option, by $23 a year on a $10,000 investment.
Which performed better, EBIT or SCHD?
Over the past year EBIT returned +19.67% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), EBIT annualized +16.41% vs +18.55% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EBIT or SCHD?
EBIT has been the more volatile fund at 15.4% annualized versus 13.0% for SCHD. Worst drawdown: EBIT -26.6% vs SCHD -16.1%.
Should I hold both EBIT and SCHD?
EBIT and SCHD have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between EBIT and SCHD?
2.7% of EBIT's money is in holdings SCHD also owns. 0.7% of SCHD's is in holdings EBIT also owns. They hold 13 positions in common, counted across the 599 positions we hold weights for in EBIT and 100 in SCHD.
Which pays a higher dividend, EBIT or SCHD?
EBIT yields 1.68% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than EBIT?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. EBIT is less concentrated, with 7.8% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.