ECML vs SCHD
Euclidean Fundamental Value ETF vs Schwab US Dividend Equity ETF
Which is better, ECML or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. ECML led over the full window, SCHD over 1Y and 3Y. ECML is less concentrated, with 22.6% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ECML | SCHD |
|---|---|---|
| Expense Ratio | 0.95% | 0.06%Best |
| AUM | $130M | $112.1B |
| Dividend Yield | 1.10% | 3.00% |
| Holdings | 63 | 103 |
| YTD Return | +22.22% | +24.23%Best |
| 1Y Return | +25.18% | +27.90%Best |
| 3Y Return (annualized) | +14.66% | +15.55%Best |
| 5Y Return (annualized) | - | +9.97% |
| Volatility (annualized) | 18.6% | 13.3%Best |
| Max Drawdown | -25.4% | -16.1%Best |
| $10,000 over 3.3 years | $16,586Best | $16,167 |
| Top 10 Weight | 22.6%Best | 41.8% |
| Fund Family | Euclidean Technologies | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | May 18, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: May 18, 2023 to Sep 17, 2026 (3.3 years).
ECML vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
ECML vs SCHD Performance
Euclidean Fundamental Value ETF (ECML) is an ETF from Euclidean Technologies and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ECML returned +25.18% while SCHD returned +27.90%. Year to date, ECML is up 22.22% versus a gain of 24.23% for SCHD.
Over three years, ECML compounded at +14.66% per year against +15.55% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ECML has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 13.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.4% for ECML and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ECML charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, ECML currently yields 1.10% against 3.00% for SCHD.
Holdings Overlap
12.1% of ECML's money is in holdings SCHD also owns. 12.8% of SCHD's money is in holdings ECML also owns.
SCHD and ECML share little of their money.
7 positions in common, counted across the 63 positions we hold weights for in ECML and 100 in SCHD, against full books of 63 and 103.
What only one of them owns
Our book lists 92 positions for SCHD that do not appear in our book for ECML (87.1% of the fund), and 55 for ECML that do not appear in SCHD (86.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
You are not choosing between two funds in isolation.
Whichever of ECML and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ECML or SCHD?
ECML has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option, by $89 a year on a $10,000 investment.
Which performed better, ECML or SCHD?
Over the past year ECML returned +25.18% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ECML or SCHD?
ECML has been the more volatile fund at 18.6% annualized versus 13.3% for SCHD. Worst drawdown: ECML -25.4% vs SCHD -16.1%.
Should I hold both ECML and SCHD?
ECML and SCHD have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ECML and SCHD?
12.8% of SCHD's money is in holdings ECML also owns. 12.8% of SCHD's is in holdings ECML also owns. They hold 7 positions in common, counted across the 63 positions we hold weights for in ECML and 100 in SCHD.
Which pays a higher dividend, ECML or SCHD?
ECML yields 1.10% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than ECML?
SCHD has a lower expense ratio. ECML led over the full window, SCHD over 1Y and 3Y. ECML is less concentrated, with 22.6% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.