EFIV vs VXUS

EFIV vs VXUS

Which is better, EFIV or VXUS?

Each has led over a different period.

VXUS has a lower expense ratio. EFIV led over 3Y, 5Y and the full window, VXUS over 1Y.

Lower Fees: VXUSHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricEFIVVXUS
Expense Ratio0.10%0.05%Best
AUM$1.0B$158.1B
Dividend Yield0.93%2.51%
Holdings3328,747
YTD Return+11.72%+13.64%Best
1Y Return+19.20%+20.82%Best
3Y Return (annualized)+20.88%Best+19.58%
5Y Return (annualized)+13.65%Best+9.14%
Volatility (annualized)15.7%14.9%Best
Max Drawdown-24.5%Best-29.4%
$10,000 over 5 years$18,960Best$15,485
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJul 27, 2020Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jul 28, 2020 to Sep 17, 2026 (6.1 years).

EFIV vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.1 years both funds cover.

EFIV vs VXUS Performance

State Street SPDR S&P 500 ESG ETF (EFIV) is an ETF from State Street Investment Management and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year EFIV returned +19.20% while VXUS returned +20.82%. Year to date, EFIV is up 11.72% versus a gain of 13.64% for VXUS.

Over three years, EFIV compounded at +20.88% per year against +19.58% for VXUS; over five years the annualized figures are +13.65% and +9.14% respectively. Across the full 6-year window we track, EFIV has the edge at +17.14% annualized vs +11.65%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EFIV has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 14.9% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.5% for EFIV and -29.4% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

EFIV charges 0.10% per year while VXUS charges 0.05%. On a $10,000 position that is $10 vs $5 annually, a gap of $5 per year that compounds over a long holding period. On income, EFIV currently yields 0.93% against 2.51% for VXUS.

Holdings Overlap

EFIV already in VXUS0.4%

At least 0.4% of EFIV's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

4 positions in common, counted across the 327 positions we hold weights for in EFIV and 8,082 in VXUS, against full books of 332 and 8,747.

Top Shared Holdings

StockWeight in EFIVWeight in VXUSDifference
SRESempra Common Stock0.13%0.00%0.13%
HBANHuntington Bancshares Inc./Oh0.08%0.05%0.03%
HALHalliburton Co.0.07%0.02%0.05%
KRKroger Co.0.08%0.00%0.08%

You are not choosing between two funds in isolation.

Whichever of EFIV and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

EFIVVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, EFIV or VXUS?

EFIV has an expense ratio of 0.10% while VXUS charges 0.05%. VXUS is the cheaper option, by $5 a year on a $10,000 investment.

Which performed better, EFIV or VXUS?

Over the past year EFIV returned +19.20% vs +20.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (6 years), EFIV annualized +17.14% vs +11.65% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, EFIV or VXUS?

EFIV has been the more volatile fund at 15.7% annualized versus 14.9% for VXUS. Worst drawdown: EFIV -24.5% vs VXUS -29.4%.

Should I hold both EFIV and VXUS?

EFIV and VXUS have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, EFIV or VXUS?

EFIV yields 0.93% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.

Is VXUS better than EFIV?

VXUS has a lower expense ratio. EFIV led over 3Y, 5Y and the full window, VXUS over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.