EFIV vs IVV

EFIV vs IVV

Which is better, EFIV or IVV?

Nearly the same fund. IVV costs less.

IVV has a lower expense ratio. EFIV led over 1Y, 5Y and the full window, IVV over 3Y. The two have moved almost in lockstep, correlation 0.99. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 40.7%.

Lower Fees: IVVHigher Returns: splitLess Concentrated: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricEFIVIVV
Expense Ratio0.10%0.03%Best
AUM$1.0B$876.4B
Dividend Yield0.93%1.06%
Holdings332508
YTD Return+11.94%+12.39%Best
1Y Return+18.57%Best+16.61%
3Y Return (annualized)+21.08%+21.38%Best
5Y Return (annualized)+14.11%Best+13.51%
Volatility (annualized)15.7%15.5%Best
Max Drawdown-24.5%Tie-24.5%Tie
$10,000 over 5 years$19,347Best$18,844
Top 10 Weight40.7%37.8%Best
Fund FamilyState Street Investment ManagementiShares by BlackRock (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJul 27, 2020May 15, 2000

Volatility and max drawdown are measured over the window both funds cover: Jul 28, 2020 to Sep 18, 2026 (6.1 years).

EFIV vs IVV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.1 years both funds cover.

EFIV vs IVV Performance

State Street SPDR S&P 500 ESG ETF (EFIV) is an ETF from State Street Investment Management and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year EFIV returned +18.57% while IVV returned +16.61%. Year to date, EFIV is up 11.94% versus a gain of 12.39% for IVV.

Over three years, EFIV compounded at +21.08% per year against +21.38% for IVV; over five years the annualized figures are +14.11% and +13.51% respectively. Across the full 6-year window we track, EFIV has the edge at +17.17% annualized vs +16.60%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EFIV has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 15.5% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.5% for EFIV and -24.5% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

EFIV charges 0.10% per year while IVV charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, EFIV currently yields 0.93% against 1.06% for IVV.

Holdings Overlap

EFIV already in IVV96.7%
IVV already in EFIV59.9%

96.7% of EFIV's money is in holdings IVV also owns. 59.9% of IVV's money is in holdings EFIV also owns.

Most of EFIV is already inside IVV. Owning both mostly buys the same companies twice.

306 positions in common, counted across the 327 positions we hold weights for in EFIV and 490 in IVV, against full books of 332 and 508.

What only one of them owns

Our book lists 177 positions for IVV that do not appear in our book for EFIV (38.9% of the fund), and 17 for EFIV that do not appear in IVV (2.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in EFIVWeight in IVVDifference
NVDANvidia Corp13.03%8.07%4.96%
MSFTMicrosoft Corp9.18%5.69%3.49%
GOOGLAlphabet Inc,class A4.85%3.00%1.85%
GOOGAlphabet Inc3.86%2.39%1.47%
MUMicron Technology, Inc.2.64%1.63%1.01%
LLYEli Lilly & Co.2.23%1.38%0.85%
VVisa Inc Class A1.54%0.95%0.59%
MAMastercard Inc1.16%0.72%0.44%
WMTWalmart, Inc.1.12%0.69%0.43%
ABBVAbbvie Inc.1.11%0.68%0.43%

96.7% of EFIV is already inside IVV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

EFIVIVV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, EFIV or IVV?

EFIV has an expense ratio of 0.10% while IVV charges 0.03%. IVV is the cheaper option, by $7 a year on a $10,000 investment.

Which performed better, EFIV or IVV?

Over the past year EFIV returned +18.57% vs +16.61% for IVV, so EFIV leads on 1-year performance. Over the longest common window we track (6 years), EFIV annualized +17.17% vs +16.60% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, EFIV or IVV?

EFIV has been the more volatile fund at 15.7% annualized versus 15.5% for IVV. Worst drawdown: EFIV -24.5% vs IVV -24.5%.

Should I hold both EFIV and IVV?

EFIV and IVV have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between EFIV and IVV?

96.7% of EFIV's money is in holdings IVV also owns. 59.9% of IVV's is in holdings EFIV also owns. They hold 306 positions in common, counted across the 327 positions we hold weights for in EFIV and 490 in IVV.

Which pays a higher dividend, EFIV or IVV?

EFIV yields 0.93% while IVV yields 1.06%, so IVV currently pays the higher dividend yield.

Is IVV better than EFIV?

IVV has a lower expense ratio. EFIV led over 1Y, 5Y and the full window, IVV over 3Y. The two have moved almost in lockstep, correlation 0.99. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 40.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.