EFIV vs VYM
State Street SPDR S&P 500 ESG ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. EFIV delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | EFIV | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.04% | |
| AUM | $1.0B | $81.6B | |
| Dividend Yield | 0.96% | 2.24% | |
| Holdings | 332 | 616 | |
| YTD Return | +14.58% | +14.95% | |
| 1Y Return | +23.95% | +21.14% | |
| 3Y Return (annualized) | +22.17% | +18.69% | |
| 5Y Return (annualized) | +13.89% | +12.00% | |
| Volatility (annualized) | 15.8% | 14.6% | |
| Max Drawdown | -24.5% | -58.8% | |
| Fund Family | State Street Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 27, 2020 | Nov 10, 2006 |
EFIV vs VYM Performance
State Street SPDR S&P 500 ESG ETF (EFIV) is a ETF from State Street Investment Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year EFIV returned +23.95% while VYM returned +21.14%. Year to date, EFIV is up 14.58% versus a gain of 14.95% for VYM.
Over three years, EFIV compounded at +22.17% per year against +18.69% for VYM; over five years the annualized figures are +13.89% and +12.00% respectively. Across the full 6-year window we track, EFIV has the edge at +17.80% annualized vs +7.01%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EFIV has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for EFIV and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EFIV charges 0.10% per year while VYM charges 0.04%. On a $10,000 position that is $10 vs $4 annually, a gap of $6 per year that compounds over a long holding period. On income, EFIV currently yields 0.96% against 2.24% for VYM.
Holdings Overlap
EFIV and VYM share 173 holdings out of 760 unique holdings combined, representing a 34.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EFIV or VYM?
EFIV has an expense ratio of 0.10% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $6 per year of difference.
Which performed better, EFIV or VYM?
Over the past year EFIV returned +23.95% vs +21.14% for VYM, so EFIV leads on 1-year performance. Over the longest common window we track (6 years), EFIV annualized +17.80% vs +7.01% for VYM. Past performance does not guarantee future results.
Which is riskier, EFIV or VYM?
EFIV has been the more volatile fund at 15.8% annualized versus 14.6% for VYM. Worst drawdown: EFIV -24.5% vs VYM -58.8%.
Should I hold both EFIV and VYM?
EFIV and VYM have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EFIV and VYM?
EFIV and VYM share 173 common holdings with a 34.0% weight overlap. Combined, they hold 760 unique securities.
Which pays a higher dividend, EFIV or VYM?
EFIV yields 0.96% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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