EQIN vs SCHD
Columbia US Equity Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns.
Side-by-Side Comparison
| Metric | EQIN | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.06% | |
| AUM | $296M | $103.7B | |
| Dividend Yield | 1.92% | 3.31% | |
| Holdings | 102 | 104 | |
| YTD Return | +14.27% | +25.33% | |
| 1Y Return | +23.91% | +32.31% | |
| 3Y Return (annualized) | +14.48% | +15.40% | |
| 5Y Return (annualized) | +11.18% | +9.70% | |
| Volatility (annualized) | 17.6% | 13.6% | |
| Max Drawdown | -44.4% | -33.4% | |
| Fund Family | Columbia Threadneedle Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 13, 2016 | Oct 20, 2011 |
EQIN vs SCHD Performance
Columbia US Equity Income ETF (EQIN) is a ETF from Columbia Threadneedle Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EQIN returned +23.91% while SCHD returned +32.31%. Year to date, EQIN is up 14.27% versus a gain of 25.33% for SCHD.
Over three years, EQIN compounded at +14.48% per year against +15.40% for SCHD; over five years the annualized figures are +11.18% and +9.70% respectively. Across the full 10-year window we track, SCHD has the edge at +11.45% annualized vs +9.71%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EQIN has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.4% for EQIN and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
EQIN charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, EQIN currently yields 1.92% against 3.31% for SCHD.
Holdings Overlap
EQIN and SCHD share 19 holdings out of 181 unique holdings combined, representing a 29.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EQIN or SCHD?
EQIN has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.
Which performed better, EQIN or SCHD?
Over the past year EQIN returned +23.91% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), EQIN annualized +9.71% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, EQIN or SCHD?
EQIN has been the more volatile fund at 17.6% annualized versus 13.6% for SCHD. Worst drawdown: EQIN -44.4% vs SCHD -33.4%.
Should I hold both EQIN and SCHD?
EQIN and SCHD have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between EQIN and SCHD?
EQIN and SCHD share 19 common holdings with a 29.0% weight overlap. Combined, they hold 181 unique securities.
Which pays a higher dividend, EQIN or SCHD?
EQIN yields 1.92% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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