EQIN vs SCHD
Columbia US Equity Income ETF vs Schwab US Dividend Equity ETF
Which is better, EQIN or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. EQIN led over 5Y, SCHD over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.91. EQIN is less concentrated, with 37.6% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EQIN | SCHD |
|---|---|---|
| Expense Ratio | 0.35% | 0.06%Best |
| AUM | $334M | $112.2B |
| Dividend Yield | 1.86% | 3.13% |
| Holdings | 206 | 103 |
| YTD Return | +14.56% | +27.56%Best |
| 1Y Return | +20.57% | +30.29%Best |
| 3Y Return (annualized) | +14.84% | +16.37%Best |
| 5Y Return (annualized) | +11.27%Best | +10.23% |
| Volatility (annualized) | 17.5% | 15.1%Best |
| Max Drawdown | -44.4% | -33.4%Best |
| $10,000 over 5 years | $17,057Best | $16,274 |
| Top 10 Weight | 37.6%Best | 41.5% |
| Fund Family | Columbia Threadneedle Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Jun 13, 2016 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Jun 17, 2016 to Sep 4, 2026 (10.2 years).
EQIN vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.2 years both funds cover.
EQIN vs SCHD Performance
Columbia US Equity Income ETF (EQIN) is an ETF from Columbia Threadneedle Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year EQIN returned +20.57% while SCHD returned +30.29%. Year to date, EQIN is up 14.56% versus a gain of 27.56% for SCHD.
Over three years, EQIN compounded at +14.84% per year against +16.37% for SCHD; over five years the annualized figures are +11.27% and +10.23% respectively. Across the full 10-year window we track, SCHD has the edge at +11.70% annualized vs +9.67%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EQIN has been the more volatile fund, with annualized monthly volatility of 17.5% compared with 15.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.4% for EQIN and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
EQIN charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, EQIN currently yields 1.86% against 3.13% for SCHD.
Holdings Overlap
26.9% of EQIN's money is in holdings SCHD also owns. 42.3% of SCHD's money is in holdings EQIN also owns.
The two portfolios partly overlap.
19 positions in common, counted across the 101 positions we hold weights for in EQIN and 100 in SCHD, against full books of 206 and 103.
What only one of them owns
Our book lists 80 positions for SCHD that do not appear in our book for EQIN (57.6% of the fund), and 79 for EQIN that do not appear in SCHD (71.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in EQIN | Weight in SCHD | Difference |
|---|---|---|---|
| UNHUnitedhealth Group Incorporated | 3.89% | 4.11% | 0.22% |
| HDHome Depot Inc/The | 3.65% | 4.32% | 0.67% |
| CVXChevron Corp | 3.84% | 3.74% | 0.10% |
| PGProcter & Gamble Company | 3.55% | 3.96% | 0.41% |
| VZVerizon Communic | 2.02% | 3.84% | 1.82% |
| COPConocophillips Common Stock USD 0.01 | 1.46% | 3.59% | 2.13% |
| LMTLockheed Martin Corp | 1.38% | 2.99% | 1.61% |
| QCOMQualcomm Inc. | 1.72% | 2.55% | 0.83% |
| ADPAutomatic Data Processing, Inc. | 1.12% | 2.72% | 1.60% |
| CMCSAComcast Corp-class A Cmcsa | 0.91% | 2.26% | 1.35% |
42.3% of SCHD is already inside EQIN.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EQIN or SCHD?
EQIN has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, EQIN or SCHD?
Over the past year EQIN returned +20.57% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), EQIN annualized +9.67% vs +11.70% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EQIN or SCHD?
EQIN has been the more volatile fund at 17.5% annualized versus 15.1% for SCHD. Worst drawdown: EQIN -44.4% vs SCHD -33.4%.
Should I hold both EQIN and SCHD?
EQIN and SCHD have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between EQIN and SCHD?
42.3% of SCHD's money is in holdings EQIN also owns. 42.3% of SCHD's is in holdings EQIN also owns. They hold 19 positions in common, counted across the 101 positions we hold weights for in EQIN and 100 in SCHD.
Which pays a higher dividend, EQIN or SCHD?
EQIN yields 1.86% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than EQIN?
SCHD has a lower expense ratio. EQIN led over 5Y, SCHD over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.91. EQIN is less concentrated, with 37.6% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.