EQIN vs VTI
Columbia US Equity Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, EQIN or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. EQIN led over 1Y, VTI over 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EQIN | VTI |
|---|---|---|
| Expense Ratio | 0.35% | 0.03%Best |
| AUM | $334M | $666.9B |
| Dividend Yield | 1.86% | 1.07% |
| Holdings | 206 | 3,543 |
| YTD Return | +14.56%Best | +13.59% |
| 1Y Return | +20.57%Best | +20.00% |
| 3Y Return (annualized) | +14.84% | +20.95%Best |
| 5Y Return (annualized) | +11.27% | +11.81%Best |
| Volatility (annualized) | 17.5% | 15.7%Best |
| Max Drawdown | -44.4% | -35.0%Best |
| $10,000 over 5 years | $17,057 | $17,474Best |
| Fund Family | Columbia Threadneedle Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Jun 13, 2016 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jun 17, 2016 to Sep 4, 2026 (10.2 years).
EQIN vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.2 years both funds cover.
EQIN vs VTI Performance
Columbia US Equity Income ETF (EQIN) is an ETF from Columbia Threadneedle Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year EQIN returned +20.57% while VTI returned +20.00%. Year to date, EQIN is up 14.56% versus a gain of 13.59% for VTI.
Over three years, EQIN compounded at +14.84% per year against +20.95% for VTI; over five years the annualized figures are +11.27% and +11.81% respectively. Across the full 10-year window we track, VTI has the edge at +14.18% annualized vs +9.67%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EQIN has been the more volatile fund, with annualized monthly volatility of 17.5% compared with 15.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.4% for EQIN and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EQIN charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, EQIN currently yields 1.86% against 1.07% for VTI.
Holdings Overlap
At least 96.9% of EQIN's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of EQIN is already inside VTI. Owning both mostly buys the same companies twice.
94 positions in common, counted across the 101 positions we hold weights for in EQIN and 2,787 in VTI, against full books of 206 and 3,543.
Top Shared Holdings
| Stock | Weight in EQIN | Weight in VTI | Difference |
|---|---|---|---|
| JPMJpmorgan Chase | 4.98% | 1.11% | 3.87% |
| BACBank of America Corp.: Financials | 4.65% | 0.50% | 4.15% |
| XOMExxon Mobil Corp. | 3.96% | 0.78% | 3.18% |
| UNHUnitedhealth Group Incorporated | 3.89% | 0.52% | 3.37% |
| CVXChevron Corp | 3.84% | 0.43% | 3.41% |
| HDHome Depot Inc/The | 3.65% | 0.48% | 3.17% |
| PGProcter & Gamble Company | 3.55% | 0.47% | 3.08% |
| GSGoldman Sachs Group Inc/The | 3.23% | 0.39% | 2.84% |
| PMPhilip Morris International Inc. | 3.05% | 0.39% | 2.66% |
| WFCWells Fargo & Co. | 2.83% | 0.35% | 2.48% |
96.9% of EQIN is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EQIN or VTI?
EQIN has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, EQIN or VTI?
Over the past year EQIN returned +20.57% vs +20.00% for VTI, so EQIN leads on 1-year performance. Over the longest common window we track (10 years), EQIN annualized +9.67% vs +14.18% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EQIN or VTI?
EQIN has been the more volatile fund at 17.5% annualized versus 15.7% for VTI. Worst drawdown: EQIN -44.4% vs VTI -35.0%.
Should I hold both EQIN and VTI?
EQIN and VTI have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between EQIN and VTI?
At least 96.9% of EQIN's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 94 positions in common, counted across the 101 positions we hold weights for in EQIN and 2,787 in VTI.
Which pays a higher dividend, EQIN or VTI?
EQIN yields 1.86% while VTI yields 1.07%, so EQIN currently pays the higher dividend yield.
Is VTI better than EQIN?
VTI has a lower expense ratio. EQIN led over 1Y, VTI over 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.