EQIN vs VTI
Columbia US Equity Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. EQIN delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | EQIN | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $296M | $666.9B | |
| Dividend Yield | 1.86% | 1.07% | |
| Holdings | 102 | 3,543 | |
| YTD Return | +15.49% | +14.82% | |
| 1Y Return | +22.89% | +22.43% | |
| 3Y Return (annualized) | +15.30% | +21.93% | |
| 5Y Return (annualized) | +11.14% | +12.34% | |
| Volatility (annualized) | 17.6% | 15.4% | |
| Max Drawdown | -44.4% | -56.6% | |
| Fund Family | Columbia Threadneedle Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 13, 2016 | May 24, 2001 |
EQIN vs VTI Performance
Columbia US Equity Income ETF (EQIN) is a ETF from Columbia Threadneedle Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EQIN returned +22.89% while VTI returned +22.43%. Year to date, EQIN is up 15.49% versus a gain of 14.82% for VTI.
Over three years, EQIN compounded at +15.30% per year against +21.93% for VTI; over five years the annualized figures are +11.14% and +12.34% respectively. Across the full 10-year window we track, EQIN has the edge at +9.82% annualized vs +8.16%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EQIN has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.4% for EQIN and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EQIN charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, EQIN currently yields 1.86% against 1.07% for VTI.
Holdings Overlap
EQIN and VTI share 92 holdings out of 2794 unique holdings combined, representing a 12.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EQIN or VTI?
EQIN has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, EQIN or VTI?
Over the past year EQIN returned +22.89% vs +22.43% for VTI, so EQIN leads on 1-year performance. Over the longest common window we track (10 years), EQIN annualized +9.82% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, EQIN or VTI?
EQIN has been the more volatile fund at 17.6% annualized versus 15.4% for VTI. Worst drawdown: EQIN -44.4% vs VTI -56.6%.
Should I hold both EQIN and VTI?
EQIN and VTI have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EQIN and VTI?
EQIN and VTI share 92 common holdings with a 12.7% weight overlap. Combined, they hold 2794 unique securities.
Which pays a higher dividend, EQIN or VTI?
EQIN yields 1.86% while VTI yields 1.07%, so EQIN currently pays the higher dividend yield.
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