FDFF vs IVV
Fidelity Disruptive Finance ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | FDFF | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.03% | |
| AUM | $44M | $907.0B | |
| Dividend Yield | 0.98% | 1.10% | |
| Holdings | 52 | 508 | |
| YTD Return | +5.37% | +14.29% | |
| 1Y Return | +0.14% | +21.79% | |
| 3Y Return (annualized) | +13.99% | +22.19% | |
| 5Y Return (annualized) | - | +13.28% | |
| Volatility (annualized) | 19.5% | 15.1% | |
| Max Drawdown | -23.1% | -56.5% | |
| Fund Family | Fidelity Investments (US) | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Feb 13, 2023 | May 15, 2000 |
FDFF vs IVV Performance
Fidelity Disruptive Finance ETF (FDFF) is a ETF from Fidelity Investments (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year FDFF returned +0.14% while IVV returned +21.79%. Year to date, FDFF is up 5.37% versus a gain of 14.29% for IVV.
Over three years, FDFF compounded at +13.99% per year against +22.19% for IVV. Across the full 3-year window we track, FDFF has the edge at +14.28% annualized vs +7.06%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FDFF has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.1% for FDFF and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FDFF charges 0.50% per year while IVV charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, FDFF currently yields 0.98% against 1.10% for IVV.
Holdings Overlap
FDFF and IVV share 14 holdings out of 538 unique holdings combined, representing a 2.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FDFF or IVV?
FDFF has an expense ratio of 0.50% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
Which performed better, FDFF or IVV?
Over the past year FDFF returned +0.14% vs +21.79% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (3 years), FDFF annualized +14.28% vs +7.06% for IVV. Past performance does not guarantee future results.
Which is riskier, FDFF or IVV?
FDFF has been the more volatile fund at 19.5% annualized versus 15.1% for IVV. Worst drawdown: FDFF -23.1% vs IVV -56.5%.
Should I hold both FDFF and IVV?
FDFF and IVV have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FDFF and IVV?
FDFF and IVV share 14 common holdings with a 2.7% weight overlap. Combined, they hold 538 unique securities.
Which pays a higher dividend, FDFF or IVV?
FDFF yields 0.98% while IVV yields 1.10%, so IVV currently pays the higher dividend yield.
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