FDFF vs VOO

FDFF vs VOO

Which is better, FDFF or VOO?

VOO has been ahead.

VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 49.4%.

Lower Fees: VOOHigher Returns: VOOLess Concentrated: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFDFFVOO
Expense Ratio0.50%0.03%Best
AUM$44M$997.4B
Dividend Yield0.98%1.08%
Holdings52509
YTD Return+6.89%+13.37%Best
1Y Return+3.43%+20.08%Best
3Y Return (annualized)+13.93%+21.29%Best
5Y Return (annualized)-+12.89%
Volatility (annualized)19.4%12.6%Best
Max Drawdown-23.1%-18.7%Best
$10,000 over 3.2 years$15,432$18,433Best
Top 10 Weight49.4%36.4%Best
Fund FamilyFidelity Investments (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionFeb 13, 2023Sep 7, 2010

Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jun 12, 2023 to Sep 4, 2026 (3.2 years).

FDFF vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.2 years both funds cover.

FDFF vs VOO Performance

Fidelity Disruptive Finance ETF (FDFF) is an ETF from Fidelity Investments (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year FDFF returned +3.43% while VOO returned +20.08%. Year to date, FDFF is up 6.89% versus a gain of 13.37% for VOO.

Over three years, FDFF compounded at +13.93% per year against +21.29% for VOO.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FDFF has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 12.6% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.1% for FDFF and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FDFF charges 0.50% per year while VOO charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, FDFF currently yields 0.98% against 1.08% for VOO.

Holdings Overlap

FDFF already in VOO44.3%
VOO already in FDFF2.5%

44.3% of FDFF's money is in holdings VOO also owns. 2.5% of VOO's money is in holdings FDFF also owns.

The two portfolios partly overlap.

14 positions in common, counted across the 47 positions we hold weights for in FDFF and 504 in VOO, against full books of 52 and 509.

What only one of them owns

Our book lists 480 positions for VOO that do not appear in our book for FDFF (96.8% of the fund), and 26 for FDFF that do not appear in VOO (37.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in FDFFWeight in VOODifference
BLKBlackrock, Inc.5.86%0.22%5.64%
COFCapital One Financial Corp.5.65%0.19%5.46%
V'visa Inc., Class 'a''4.55%0.87%3.68%
MAMastercard Inc4.53%0.64%3.89%
XYZBlock, Inc., 5951713.Sq.Fts.B4.20%0.06%4.14%
APOApollo Global Management Inc4.08%0.08%4.00%
EFXEquifax Inc.3.34%0.03%3.31%
ICEInterContinental Hotels Group PLC Ord Gbp0.2085213032.86%0.11%2.75%
CBOEC B O E Holdings Inc.2.32%0.04%2.28%
HOODRobinhood Markets Inc - A2.15%0.12%2.03%

44.3% of FDFF is already inside VOO.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

FDFFVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FDFF or VOO?

FDFF has an expense ratio of 0.50% while VOO charges 0.03%. VOO is the cheaper option, by $47 a year on a $10,000 investment.

Which performed better, FDFF or VOO?

Over the past year FDFF returned +3.43% vs +20.08% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FDFF or VOO?

FDFF has been the more volatile fund at 19.4% annualized versus 12.6% for VOO. Worst drawdown: FDFF -23.1% vs VOO -18.7%.

Should I hold both FDFF and VOO?

FDFF and VOO have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between FDFF and VOO?

44.3% of FDFF's money is in holdings VOO also owns. 2.5% of VOO's is in holdings FDFF also owns. They hold 14 positions in common, counted across the 47 positions we hold weights for in FDFF and 504 in VOO.

Which pays a higher dividend, FDFF or VOO?

FDFF yields 0.98% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.

Is VOO better than FDFF?

VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 49.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.