FDWM vs QQQ

FDWM vs QQQ

Which is better, FDWM or QQQ?

Large Cap Blend against Large Cap Growth.

QQQ has a lower expense ratio. QQQ led over 1Y and the full window. FDWM is less concentrated, with 36.7% of the fund in its ten largest positions against 46.5%.

Lower Fees: QQQHigher Returns: QQQLess Concentrated: FDWM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFDWMQQQ
Expense Ratio0.59%0.18%Best
AUM$5M$483.5B
Dividend Yield0.52%0.44%
Holdings82107
Volatility (annualized)17.3%Best20.3%
Max Drawdown-29.1%Best-35.1%
$10,000 over 4.4 years$13,877$18,089Best
Top 10 Weight36.7%Best46.5%
Fund FamilyFidelity Investments (US)Invesco (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Growth
InceptionJun 15, 2021Mar 10, 1999

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 305 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. FDWM has data through Nov 13, 2025 and QQQ through Sep 14, 2026.

Volatility and max drawdown, and the $10,000 over 4.4 years row, are measured over the window both funds cover: Jun 17, 2021 to Nov 13, 2025 (4.4 years).

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 20.3% compared with 17.3% for FDWM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -29.1% for FDWM and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FDWM charges 0.59% per year while QQQ charges 0.18%. On a $10,000 position that is $59 vs $18 annually, a gap of $41 per year that compounds over a long holding period. On income, FDWM currently yields 0.52% against 0.44% for QQQ.

Holdings Overlap

FDWM already in QQQ37.3%
QQQ already in FDWM38.3%

37.3% of FDWM's money is in holdings QQQ also owns. 38.3% of QQQ's money is in holdings FDWM also owns.

The two portfolios partly overlap.

The two holdings books were reported 370 days apart, FDWM as of Jul 31, 2025 and QQQ as of Aug 5, 2026, so some of the difference between them is the time between the two reports rather than the funds.

15 positions in common, counted across the 86 positions we hold weights for in FDWM and 102 in QQQ, against full books of 82 and 107.

What only one of them owns

Our book lists 81 positions for QQQ that do not appear in our book for FDWM (59.2% of the fund), and 69 for FDWM that do not appear in QQQ (59.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in FDWMWeight in QQQDifference
NVDANvidia Corp7.02%8.44%1.42%
AAPLApple, Inc5.91%7.27%1.36%
MSFTMicrosoft Corp7.10%5.76%1.34%
AMZNAmazon.Com Inc4.73%4.67%0.06%
GOOGAlphabet Inc3.70%3.13%0.57%
MUMicron Technology, Inc.1.26%4.43%3.17%
NFLXNetflix, Inc.1.02%1.37%0.35%
GILDGilead Sciences1.12%0.72%0.40%
ALNYAlnylam Pharmaceuticals Inc.1.42%0.13%1.29%
MRVLMarvell Technology Group Ltd.0.73%0.81%0.08%

38.3% of QQQ is already inside FDWM.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

FDWMQQQ

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Frequently Asked Questions

Which is cheaper, FDWM or QQQ?

FDWM has an expense ratio of 0.59% while QQQ charges 0.18%. QQQ is the cheaper option, by $41 a year on a $10,000 investment.

Which is riskier, FDWM or QQQ?

QQQ has been the more volatile fund at 20.3% annualized versus 17.3% for FDWM. Worst drawdown: FDWM -29.1% vs QQQ -35.1%.

Should I hold both FDWM and QQQ?

FDWM and QQQ have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between FDWM and QQQ?

38.3% of QQQ's money is in holdings FDWM also owns. 38.3% of QQQ's is in holdings FDWM also owns. They hold 15 positions in common, counted across the 86 positions we hold weights for in FDWM and 102 in QQQ.

Which pays a higher dividend, FDWM or QQQ?

FDWM yields 0.52% while QQQ yields 0.44%, so FDWM currently pays the higher dividend yield.

Is QQQ better than FDWM?

QQQ has a lower expense ratio. QQQ led over 1Y and the full window. FDWM is less concentrated, with 36.7% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.