FTWO vs VTI

FTWO vs VTI
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Quick Verdict

VTI has a lower expense ratio. FTWO delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: FTWOMore Diversified: VTI

Side-by-Side Comparison

MetricFTWOVTIWinner
Expense Ratio0.49%0.03%
AUM$76M$666.9B
Dividend Yield0.94%1.07%
Holdings543,543
YTD Return+13.71%+12.65%
1Y Return+30.67%+21.39%
3Y Return (annualized)+24.77%+21.54%
5Y Return (annualized)-+12.11%
Volatility (annualized)17.1%15.3%
Max Drawdown-18.2%-56.6%
Fund FamilyStrive Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionAug 31, 2023May 24, 2001

FTWO vs VTI Performance

Strive Natural Resources and Security ETF (FTWO) is a ETF from Strive Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FTWO returned +30.67% while VTI returned +21.39%. Year to date, FTWO is up 13.71% versus a gain of 12.65% for VTI.

Over three years, FTWO compounded at +24.77% per year against +21.54% for VTI. Across the full 3-year window we track, FTWO has the edge at +24.77% annualized vs +8.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FTWO has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.2% for FTWO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FTWO charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, FTWO currently yields 0.94% against 1.07% for VTI.

Holdings Overlap

4.5%overlap

FTWO and VTI share 32 holdings out of 2806 unique holdings combined, representing a 4.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FTWOWeight in VTIDifference
DE10.76%0.22%10.54%
CEG7.74%0.11%7.63%
XOM6.82%0.78%6.04%
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Frequently Asked Questions

Which is cheaper, FTWO or VTI?

FTWO has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

Which performed better, FTWO or VTI?

Over the past year FTWO returned +30.67% vs +21.39% for VTI, so FTWO leads on 1-year performance. Over the longest common window we track (3 years), FTWO annualized +24.77% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, FTWO or VTI?

FTWO has been the more volatile fund at 17.1% annualized versus 15.3% for VTI. Worst drawdown: FTWO -18.2% vs VTI -56.6%.

Should I hold both FTWO and VTI?

FTWO and VTI have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FTWO and VTI?

FTWO and VTI share 32 common holdings with a 4.5% weight overlap. Combined, they hold 2806 unique securities.

Which pays a higher dividend, FTWO or VTI?

FTWO yields 0.94% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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