GDOC vs VTI

GDOC vs VTI

Which is better, GDOC or VTI?

Mid Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 57.3%.

Lower Fees: VTIHigher Returns: VTILess Concentrated: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGDOCVTI
Expense Ratio0.75%0.03%Best
AUM$20M$666.9B
Dividend Yield0.30%1.03%
Holdings453,543
YTD Return+4.26%+12.30%Best
1Y Return+13.91%+16.08%Best
3Y Return (annualized)+6.12%+21.01%Best
5Y Return (annualized)-+12.36%
Volatility (annualized)17.6%16.0%Best
Max Drawdown-31.0%-25.4%Best
$10,000 over 4.9 years$9,567$16,816Best
Top 10 Weight57.3%33.3%Best
Fund FamilyGoldman Sachs Asset ManagementVanguard (US)
CategoryEquityEquity
StyleMid Cap GrowthLarge Cap Blend
InceptionNov 9, 2021May 24, 2001

Volatility and max drawdown, and the $10,000 over 4.9 years row, are measured over the window both funds cover: Nov 11, 2021 to Sep 18, 2026 (4.9 years).

GDOC vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.

GDOC vs VTI Performance

Goldman Sachs Future Health Care Equity ETF (GDOC) is an ETF from Goldman Sachs Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GDOC returned +13.91% while VTI returned +16.08%. Year to date, GDOC is up 4.26% versus a gain of 12.30% for VTI.

Over three years, GDOC compounded at +6.12% per year against +21.01% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

GDOC has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 16.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.0% for GDOC and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.

Fees and Cost Over Time

GDOC charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, GDOC currently yields 0.30% against 1.03% for VTI.

Holdings Overlap

GDOC already in VTI81.6%
VTI already in GDOC4.5%

81.6% of GDOC's money is in holdings VTI also owns. 4.5% of VTI's money is in holdings GDOC also owns.

Most of GDOC is already inside VTI. Owning both mostly buys the same companies twice.

29 positions in common, counted across the 40 positions we hold weights for in GDOC and 3,463 in VTI, against full books of 45 and 3,543.

What only one of them owns

Our book lists 1,124 positions for VTI that do not appear in our book for GDOC (93.0% of the fund), and 1 for GDOC that do not appear in VTI (1.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in GDOCWeight in VTIDifference
LLYEli Lilly & Co.12.22%1.35%10.87%
JNJJohnson & Johnson - Common8.47%0.86%7.61%
MRKMerck & Company Inc7.53%0.45%7.08%
UNHUnitedhealth Group Incorporated5.88%0.52%5.36%
VRTXNvaesrtex Pharmaceuticals Inc4.22%0.17%4.05%
GHGuardant Health, Inc4.15%0.03%4.12%
DXCMDexcom Inc.3.82%0.04%3.78%
TMOThermo Fisherscientific Inc.3.41%0.30%3.11%
EWEdwards Lifesciences Corp3.47%0.07%3.40%
AAgilent Technologies Inc3.43%0.05%3.38%

81.6% of GDOC is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

GDOCVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, GDOC or VTI?

GDOC has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option, by $72 a year on a $10,000 investment.

Which performed better, GDOC or VTI?

Over the past year GDOC returned +13.91% vs +16.08% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, GDOC or VTI?

GDOC has been the more volatile fund at 17.6% annualized versus 16.0% for VTI. Worst drawdown: GDOC -31.0% vs VTI -25.4%.

Should I hold both GDOC and VTI?

GDOC and VTI have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between GDOC and VTI?

81.6% of GDOC's money is in holdings VTI also owns. 4.5% of VTI's is in holdings GDOC also owns. They hold 29 positions in common, counted across the 40 positions we hold weights for in GDOC and 3,463 in VTI.

Which pays a higher dividend, GDOC or VTI?

GDOC yields 0.30% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than GDOC?

VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 57.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.