GPIQ vs VTI
Goldman Sachs Nasdaq-100 Premium Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GPIQ or VTI?
GPIQ has been ahead.
VTI has a lower expense ratio. GPIQ led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.90. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 47.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GPIQ | VTI |
|---|---|---|
| Expense Ratio | 0.29% | 0.03%Best |
| AUM | $6.1B | $690.1B |
| Dividend Yield | 9.94% | 1.03% |
| Holdings | 216 | 3,524 |
| YTD Return | +20.03%Best | +13.35% |
| 1Y Return | +23.24%Best | +15.92% |
| 3Y Return (annualized) | +27.50%Best | +23.41% |
| 5Y Return (annualized) | - | +12.83% |
| Volatility (annualized) | 13.9% | 12.6%Best |
| Max Drawdown | -21.1% | -19.3%Best |
| $10,000 over 2.9 years | $20,229Best | $19,083 |
| Top 10 Weight | 47.6% | 33.3%Best |
| Fund Family | Goldman Sachs Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Oct 24, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 26, 2023 to Oct 2, 2026 (2.9 years).
GPIQ vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
GPIQ vs VTI Performance
Goldman Sachs Nasdaq-100 Premium Income ETF (GPIQ) is an ETF from Goldman Sachs Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GPIQ returned +23.24% while VTI returned +15.92%. Year to date, GPIQ is up 20.03% versus a gain of 13.35% for VTI.
Over three years, GPIQ compounded at +27.50% per year against +23.41% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GPIQ has been the more volatile fund, with annualized monthly volatility of 13.9% compared with 12.6% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.1% for GPIQ and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
GPIQ charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, GPIQ currently yields 9.94% against 1.03% for VTI.
Holdings Overlap
95.2% of GPIQ's money is in holdings VTI also owns. 47.5% of VTI's money is in holdings GPIQ also owns.
Most of GPIQ is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 46 days apart, GPIQ as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
91 positions in common, counted across the 103 positions we hold weights for in GPIQ and 3,463 in VTI, against full books of 216 and 3,524.
What only one of them owns
Our book lists 1,059 positions for VTI that do not appear in our book for GPIQ (49.9% of the fund), and 7 for GPIQ that do not appear in VTI (2.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in GPIQ | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 8.59% | 6.40% | 2.19% |
| AAPLApple, Inc | 7.76% | 6.29% | 1.47% |
| MSFTMicrosoft Corp | 5.79% | 4.79% | 1.00% |
| AMZNAmazon.Com Inc | 4.42% | 3.65% | 0.77% |
| GOOGLAlphabet Inc,class A | 3.77% | 2.90% | 0.87% |
| MUMicron Technology, Inc. | 4.90% | 1.29% | 3.61% |
| AVGOBroadcom Inc | 2.84% | 2.56% | 0.28% |
| AMDAdvanced Micro Devices Inc | 3.75% | 1.08% | 2.67% |
| METAMeta Platforms Inc | 3.10% | 1.70% | 1.40% |
| GOOGAlphabet Inc. C | 2.16% | 2.31% | 0.15% |
95.2% of GPIQ is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GPIQ or VTI?
GPIQ has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option, by $26 a year on a $10,000 investment.
Which performed better, GPIQ or VTI?
Over the past year GPIQ returned +23.24% vs +15.92% for VTI, so GPIQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GPIQ or VTI?
GPIQ has been the more volatile fund at 13.9% annualized versus 12.6% for VTI. Worst drawdown: GPIQ -21.1% vs VTI -19.3%.
Should I hold both GPIQ and VTI?
GPIQ and VTI have a monthly-return correlation of 0.90, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between GPIQ and VTI?
95.2% of GPIQ's money is in holdings VTI also owns. 47.5% of VTI's is in holdings GPIQ also owns. They hold 91 positions in common, counted across the 103 positions we hold weights for in GPIQ and 3,463 in VTI.
Which pays a higher dividend, GPIQ or VTI?
GPIQ yields 9.94% while VTI yields 1.03%, so GPIQ currently pays the higher dividend yield.
Is VTI better than GPIQ?
VTI has a lower expense ratio. GPIQ led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.90. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 47.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.