GSLC vs VTI
Goldman Sachs ActiveBeta US Large Cap Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GSLC or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.99. GSLC is less concentrated, with 30.5% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GSLC | VTI |
|---|---|---|
| Expense Ratio | 0.09% | 0.03%Best |
| AUM | $15.1B | $690.1B |
| Dividend Yield | 0.92% | 1.03% |
| Holdings | 347 | 3,524 |
| YTD Return | +11.46% | +13.35%Best |
| 1Y Return | +13.35% | +15.92%Best |
| 3Y Return (annualized) | +22.27% | +23.41%Best |
| 5Y Return (annualized) | +12.79% | +12.83%Best |
| Volatility (annualized) | 14.8%Best | 15.5% |
| Max Drawdown | -33.7%Best | -35.0% |
| $10,000 over 5 years | $18,254 | $18,286Best |
| Top 10 Weight | 30.5%Best | 33.3% |
| Fund Family | Goldman Sachs Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 17, 2015 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Sep 21, 2015 to Oct 2, 2026 (11 years).
GSLC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11 years both funds cover.
GSLC vs VTI Performance
Goldman Sachs ActiveBeta US Large Cap Equity ETF (GSLC) is an ETF from Goldman Sachs Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GSLC returned +13.35% while VTI returned +15.92%. Year to date, GSLC is up 11.46% versus a gain of 13.35% for VTI.
Over three years, GSLC compounded at +22.27% per year against +23.41% for VTI; over five years the annualized figures are +12.79% and +12.83% respectively. Across the full 11-year window we track, VTI has the edge at +13.39% annualized vs +13.18%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 14.8% for GSLC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.7% for GSLC and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
GSLC charges 0.09% per year while VTI charges 0.03%. On a $10,000 position that is $9 vs $3 annually, a gap of $6 per year that compounds over a long holding period. On income, GSLC currently yields 0.92% against 1.03% for VTI.
Holdings Overlap
98.8% of GSLC's money is in holdings VTI also owns. 58.4% of VTI's money is in holdings GSLC also owns.
Most of GSLC is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 46 days apart, GSLC as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
342 positions in common, counted across the 347 positions we hold weights for in GSLC and 3,463 in VTI, against full books of 347 and 3,524.
What only one of them owns
Our book lists 814 positions for VTI that do not appear in our book for GSLC (39.4% of the fund), and 2 for GSLC that do not appear in VTI (0.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in GSLC | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 9.83% | 6.40% | 3.43% |
| AMZNAmazon.Com Inc | 3.66% | 3.65% | 0.01% |
| AVGOBroadcom Inc | 3.57% | 2.56% | 1.01% |
| METAMeta Platforms Inc | 3.14% | 1.70% | 1.44% |
| MUMicron Technology, Inc. | 2.16% | 1.29% | 0.87% |
| JPMJpmorgan Chase | 2.07% | 1.31% | 0.76% |
| LLYEli Lilly & Co. | 1.96% | 1.35% | 0.61% |
| TSLATesla Inc | 1.37% | 1.22% | 0.15% |
| AMDAdvanced Micro Devices Inc | 1.26% | 1.08% | 0.18% |
| JNJJohnson & Johnson - Common | 1.42% | 0.86% | 0.56% |
98.8% of GSLC is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GSLC or VTI?
GSLC has an expense ratio of 0.09% while VTI charges 0.03%. VTI is the cheaper option, by $6 a year on a $10,000 investment.
Which performed better, GSLC or VTI?
Over the past year GSLC returned +13.35% vs +15.92% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), GSLC annualized +13.18% vs +13.39% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GSLC or VTI?
VTI has been the more volatile fund at 15.5% annualized versus 14.8% for GSLC. Worst drawdown: GSLC -33.7% vs VTI -35.0%.
Should I hold both GSLC and VTI?
GSLC and VTI have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between GSLC and VTI?
98.8% of GSLC's money is in holdings VTI also owns. 58.4% of VTI's is in holdings GSLC also owns. They hold 342 positions in common, counted across the 347 positions we hold weights for in GSLC and 3,463 in VTI.
Which pays a higher dividend, GSLC or VTI?
GSLC yields 0.92% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than GSLC?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.99. GSLC is less concentrated, with 30.5% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.