GSUS vs VTI
Goldman Sachs MarketBeta US Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GSUS or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. GSUS led over 3Y, 5Y and the full window, VTI over 1Y. The two have moved almost in lockstep, correlation 1.00. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 38.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GSUS | VTI |
|---|---|---|
| Expense Ratio | 0.07% | 0.03%Best |
| AUM | $3.3B | $666.9B |
| Dividend Yield | 0.97% | 1.03% |
| Holdings | 417 | 3,543 |
| YTD Return | +11.58% | +12.28%Best |
| 1Y Return | +15.70% | +16.78%Best |
| 3Y Return (annualized) | +21.20%Best | +20.89% |
| 5Y Return (annualized) | +12.51%Best | +11.94% |
| Volatility (annualized) | 15.7% | 15.6%Best |
| Max Drawdown | -25.6% | -25.4%Best |
| $10,000 over 5 years | $18,028Best | $17,576 |
| Top 10 Weight | 38.7% | 33.3%Best |
| Fund Family | Goldman Sachs Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 12, 2020 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: May 15, 2020 to Sep 17, 2026 (6.3 years).
GSUS vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.3 years both funds cover.
GSUS vs VTI Performance
Goldman Sachs MarketBeta US Equity ETF (GSUS) is an ETF from Goldman Sachs Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GSUS returned +15.70% while VTI returned +16.78%. Year to date, GSUS is up 11.58% versus a gain of 12.28% for VTI.
Over three years, GSUS compounded at +21.20% per year against +20.89% for VTI; over five years the annualized figures are +12.51% and +11.94% respectively. Across the full 6-year window we track, GSUS has the edge at +18.25% annualized vs +17.74%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GSUS has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 15.6% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.6% for GSUS and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
GSUS charges 0.07% per year while VTI charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, GSUS currently yields 0.97% against 1.03% for VTI.
Holdings Overlap
97.7% of GSUS's money is in holdings VTI also owns. 85.4% of VTI's money is in holdings GSUS also owns.
Most of GSUS is already inside VTI. Owning both mostly buys the same companies twice.
378 positions in common, counted across the 392 positions we hold weights for in GSUS and 3,463 in VTI, against full books of 417 and 3,543.
What only one of them owns
Our book lists 775 positions for VTI that do not appear in our book for GSUS (12.2% of the fund), and 8 for GSUS that do not appear in VTI (0.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in GSUS | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 8.16% | 6.40% | 1.76% |
| AAPLApple, Inc | 7.20% | 6.29% | 0.91% |
| MSFTMicrosoft Corp | 5.74% | 4.79% | 0.95% |
| AMZNAmazon.Com Inc | 3.82% | 3.65% | 0.17% |
| GOOGLAlphabet Inc,class A | 3.07% | 2.90% | 0.17% |
| AVGOBroadcom Inc | 2.56% | 2.56% | 0.00% |
| GOOGAlphabet Inc | 2.64% | 2.31% | 0.33% |
| METAMeta Platforms Inc | 2.06% | 1.70% | 0.36% |
| TSLATesla Inc | 1.77% | 1.22% | 0.55% |
| MUMicron Technology, Inc. | 1.66% | 1.29% | 0.37% |
97.7% of GSUS is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GSUS or VTI?
GSUS has an expense ratio of 0.07% while VTI charges 0.03%. VTI is the cheaper option, by $4 a year on a $10,000 investment.
Which performed better, GSUS or VTI?
Over the past year GSUS returned +15.70% vs +16.78% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), GSUS annualized +18.25% vs +17.74% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GSUS or VTI?
GSUS has been the more volatile fund at 15.7% annualized versus 15.6% for VTI. Worst drawdown: GSUS -25.6% vs VTI -25.4%.
Should I hold both GSUS and VTI?
GSUS and VTI have a monthly-return correlation of 1.00, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between GSUS and VTI?
97.7% of GSUS's money is in holdings VTI also owns. 85.4% of VTI's is in holdings GSUS also owns. They hold 378 positions in common, counted across the 392 positions we hold weights for in GSUS and 3,463 in VTI.
Which pays a higher dividend, GSUS or VTI?
GSUS yields 0.97% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than GSUS?
VTI has a lower expense ratio. GSUS led over 3Y, 5Y and the full window, VTI over 1Y. The two have moved almost in lockstep, correlation 1.00. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 38.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.