GUSA vs SCHD
Goldman Sachs MarketBeta US 1000 Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. GUSA offers more diversification with 895 holdings.
Side-by-Side Comparison
| Metric | GUSA | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.06% | |
| AUM | $2.3B | $103.7B | |
| Dividend Yield | 0.98% | 3.31% | |
| Holdings | 1,012 | 104 | |
| YTD Return | +13.82% | +25.58% | |
| 1Y Return | +21.40% | +31.06% | |
| 3Y Return (annualized) | +21.14% | +15.55% | |
| 5Y Return (annualized) | - | +9.61% | |
| Volatility (annualized) | 15.6% | 13.6% | |
| Max Drawdown | -19.6% | -33.4% | |
| Fund Family | Goldman Sachs Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Apr 5, 2022 | Oct 20, 2011 |
GUSA vs SCHD Performance
Goldman Sachs MarketBeta US 1000 Equity ETF (GUSA) is a ETF from Goldman Sachs Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GUSA returned +21.40% while SCHD returned +31.06%. Year to date, GUSA is up 13.82% versus a gain of 25.58% for SCHD.
Over three years, GUSA compounded at +21.14% per year against +15.55% for SCHD. Across the full 4-year window we track, GUSA has the edge at +14.97% annualized vs +11.46%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GUSA has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.6% for GUSA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GUSA charges 0.10% per year while SCHD charges 0.06%. On a $10,000 position that is $10 vs $6 annually, a gap of $4 per year that compounds over a long holding period. On income, GUSA currently yields 0.98% against 3.31% for SCHD.
Holdings Overlap
GUSA and SCHD share 58 holdings out of 937 unique holdings combined, representing a 7.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GUSA or SCHD?
GUSA has an expense ratio of 0.10% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
Which performed better, GUSA or SCHD?
Over the past year GUSA returned +21.40% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), GUSA annualized +14.97% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, GUSA or SCHD?
GUSA has been the more volatile fund at 15.6% annualized versus 13.6% for SCHD. Worst drawdown: GUSA -19.6% vs SCHD -33.4%.
Should I hold both GUSA and SCHD?
GUSA and SCHD have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GUSA and SCHD?
GUSA and SCHD share 58 common holdings with a 7.6% weight overlap. Combined, they hold 937 unique securities.
Which pays a higher dividend, GUSA or SCHD?
GUSA yields 0.98% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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