GUSA vs VTI
Goldman Sachs MarketBeta US 1000 Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | GUSA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.03% | |
| AUM | $2.4B | $666.9B | |
| Dividend Yield | 0.99% | 1.07% | |
| Holdings | 1,009 | 3,543 | |
| YTD Return | +14.41% | +14.82% | |
| 1Y Return | +21.58% | +22.43% | |
| 3Y Return (annualized) | +21.74% | +21.93% | |
| 5Y Return (annualized) | - | +12.34% | |
| Volatility (annualized) | 15.6% | 15.4% | |
| Max Drawdown | -19.6% | -56.6% | |
| Fund Family | Goldman Sachs Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 5, 2022 | May 24, 2001 |
GUSA vs VTI Performance
Goldman Sachs MarketBeta US 1000 Equity ETF (GUSA) is a ETF from Goldman Sachs Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GUSA returned +21.58% while VTI returned +22.43%. Year to date, GUSA is up 14.41% versus a gain of 14.82% for VTI.
Over three years, GUSA compounded at +21.74% per year against +21.93% for VTI. Across the full 4-year window we track, GUSA has the edge at +15.08% annualized vs +8.16%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GUSA has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.6% for GUSA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
GUSA charges 0.10% per year while VTI charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, GUSA currently yields 0.99% against 1.07% for VTI.
Holdings Overlap
GUSA and VTI share 745 holdings out of 2937 unique holdings combined, representing a 87.5% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, GUSA or VTI?
GUSA has an expense ratio of 0.10% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, GUSA or VTI?
Over the past year GUSA returned +21.58% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), GUSA annualized +15.08% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, GUSA or VTI?
GUSA has been the more volatile fund at 15.6% annualized versus 15.4% for VTI. Worst drawdown: GUSA -19.6% vs VTI -56.6%.
Should I hold both GUSA and VTI?
GUSA and VTI have a monthly-return correlation of 1.00, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between GUSA and VTI?
GUSA and VTI share 745 common holdings with a 87.5% weight overlap. Combined, they hold 2937 unique securities.
Which pays a higher dividend, GUSA or VTI?
GUSA yields 0.99% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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