HDUS vs VTI
Hartford Disciplined US Equity ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | HDUS | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.19% | 0.03% | |
| AUM | $199M | $663.5B | |
| Dividend Yield | 1.32% | 1.07% | |
| Holdings | 242 | 3,543 | |
| YTD Return | +14.69% | +14.22% | |
| 1Y Return | +21.50% | +22.19% | |
| 3Y Return (annualized) | +20.64% | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 12.4% | 15.3% | |
| Max Drawdown | -18.2% | -56.6% | |
| Fund Family | Hartford Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 16, 2022 | May 24, 2001 |
HDUS vs VTI Performance
Hartford Disciplined US Equity ETF (HDUS) is a ETF from Hartford Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HDUS returned +21.50% while VTI returned +22.19%. Year to date, HDUS is up 14.69% versus a gain of 14.22% for VTI.
Over three years, HDUS compounded at +20.64% per year against +21.27% for VTI. Across the full 4-year window we track, HDUS has the edge at +19.71% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.4% for HDUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.2% for HDUS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
HDUS charges 0.19% per year while VTI charges 0.03%. On a $10,000 position that is $19 vs $3 annually, a gap of $16 per year that compounds over a long holding period. On income, HDUS currently yields 1.32% against 1.07% for VTI.
Holdings Overlap
HDUS and VTI share 213 holdings out of 2809 unique holdings combined, representing a 54.9% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, HDUS or VTI?
HDUS has an expense ratio of 0.19% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $16 per year of difference.
Which performed better, HDUS or VTI?
Over the past year HDUS returned +21.50% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), HDUS annualized +19.71% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, HDUS or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 12.4% for HDUS. Worst drawdown: HDUS -18.2% vs VTI -56.6%.
Should I hold both HDUS and VTI?
HDUS and VTI have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between HDUS and VTI?
HDUS and VTI share 213 common holdings with a 54.9% weight overlap. Combined, they hold 2809 unique securities.
Which pays a higher dividend, HDUS or VTI?
HDUS yields 1.32% while VTI yields 1.07%, so HDUS currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.