HRSK vs SCHD
Toews Agility Shares Hedged Risk ETF vs Schwab US Dividend Equity ETF
Which is better, HRSK or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HRSK | SCHD |
|---|---|---|
| Expense Ratio | 0.95% | 0.06%Best |
| AUM | $34M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 123 | 103 |
| YTD Return | -0.92% | +23.46%Best |
| 1Y Return | - | +27.20% |
| 3Y Return (annualized) | - | +15.41% |
| 5Y Return (annualized) | - | +10.16% |
| Fund Family | TOEWS Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jun 15, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
HRSK vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
HRSK vs SCHD Performance
Toews Agility Shares Hedged Risk ETF (HRSK) is an ETF from TOEWS Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, HRSK is down 0.92% versus a gain of 23.46% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
HRSK charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, HRSK currently yields 0.00% against 3.00% for SCHD.
Holdings Overlap
At least 52.5% of SCHD's money is in holdings HRSK also owns.
Stated as a floor: for HRSK, our book for it covers 94.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
16 positions in common, counted across the 118 positions we hold weights for in HRSK and 100 in SCHD, against full books of 123 and 103.
Top Shared Holdings
| Stock | Weight in HRSK | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 0.33% | 4.77% | 4.44% |
| AMGNAmgen Inc. | 0.29% | 4.70% | 4.41% |
| HDHome Depot Inc/The | 0.74% | 3.88% | 3.14% |
| COPConocophillips Common Stock USD 0.01 | 0.56% | 3.94% | 3.38% |
| UNHUnitedhealth Group Incorporated | 0.67% | 3.82% | 3.15% |
| KOCoca Cola Co. | 0.22% | 4.17% | 3.95% |
| CVXChevron Corp | 0.26% | 4.02% | 3.76% |
| PGProcter & Gamble Company | 0.10% | 3.83% | 3.73% |
| MOAltria Group Inc | 1.14% | 2.79% | 1.65% |
| PEPPepsico Inc. | 0.17% | 3.64% | 3.47% |
52.5% of SCHD is already inside HRSK.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HRSK or SCHD?
HRSK has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option, by $89 a year on a $10,000 investment.
What is the holdings overlap between HRSK and SCHD?
At least 52.5% of SCHD's money is in holdings HRSK also owns. Our book for HRSK is partial, so the real figure is this or higher. They hold 16 positions in common, counted across the 118 positions we hold weights for in HRSK and 100 in SCHD.
Which pays a higher dividend, HRSK or SCHD?
HRSK yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than HRSK?
SCHD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.