IEDI vs VTI

IEDI vs VTI

Which is better, IEDI or VTI?

Large Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.91.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIEDIVTI
Expense Ratio0.18%0.03%Best
AUM$29M$666.9B
Dividend Yield0.95%1.03%
Holdings1883,543
Volatility (annualized)18.0%17.0%Best
Max Drawdown-30.6%Best-35.0%
$10,000 over 8.4 years$25,065$31,209Best
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionMar 21, 2018May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 28 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IEDI has data through Aug 13, 2026 and VTI through Sep 10, 2026.

Volatility and max drawdown, and the $10,000 over 8.4 years row, are measured over the window both funds cover: Mar 23, 2018 to Aug 13, 2026 (8.4 years).

Risk: Volatility and Drawdowns

IEDI has been the more volatile fund, with annualized monthly volatility of 18.0% compared with 17.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -30.6% for IEDI and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IEDI charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, IEDI currently yields 0.95% against 1.03% for VTI.

Holdings Overlap

IEDI already in VTI94.3%

At least 94.3% of IEDI's money is in holdings VTI also owns.

Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

Most of IEDI is already inside VTI. Owning both mostly buys the same companies twice.

151 positions in common, counted across the 184 positions we hold weights for in IEDI and 2,787 in VTI, against full books of 188 and 3,543.

Top Shared Holdings

StockWeight in IEDIWeight in VTIDifference
AMZNAmazon.Com Inc8.09%3.17%4.92%
HDHome Depot Inc/The10.20%0.48%9.72%
WMTWalmart, Inc.9.69%0.68%9.01%
COSTCostco Wholesale Corp.8.03%0.57%7.46%
TJXTjx Cos., Inc.6.30%0.23%6.07%
LOWLowes Cos., Inc.4.98%0.17%4.81%
ROSTRoss Stores, Inc.3.29%0.09%3.20%
ORLYO'reilly Automotive, Inc.2.83%0.10%2.73%
SBUXStarbucks Corp1.87%0.16%1.71%
HLTHilton Worldwide Holdings, Inc.1.74%0.10%1.64%

94.3% of IEDI is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IEDIVTI

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Frequently Asked Questions

Which is cheaper, IEDI or VTI?

IEDI has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option, by $15 a year on a $10,000 investment.

Which is riskier, IEDI or VTI?

IEDI has been the more volatile fund at 18.0% annualized versus 17.0% for VTI. Worst drawdown: IEDI -30.6% vs VTI -35.0%.

Should I hold both IEDI and VTI?

IEDI and VTI have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between IEDI and VTI?

At least 94.3% of IEDI's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 151 positions in common, counted across the 184 positions we hold weights for in IEDI and 2,787 in VTI.

Which pays a higher dividend, IEDI or VTI?

IEDI yields 0.95% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than IEDI?

VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.91. Which one suits a particular account depends on what it is for. This is information, not a recommendation.