IEDI vs SCHD
iShares US Consumer Focused ETF vs Schwab US Dividend Equity ETF
Which is better, IEDI or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 57.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IEDI | SCHD |
|---|---|---|
| Expense Ratio | 0.18% | 0.06%Best |
| AUM | $29M | $112.2B |
| Dividend Yield | 0.95% | 3.13% |
| Holdings | 188 | 103 |
| Volatility (annualized) | 18.0% | 16.2%Best |
| Max Drawdown | -30.6%Best | -33.4% |
| $10,000 over 8.4 years | $25,065 | $26,338Best |
| Top 10 Weight | 57.0% | 41.5%Best |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Mar 21, 2018 | Oct 20, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 26 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IEDI has data through Aug 13, 2026 and SCHD through Sep 8, 2026.
Volatility and max drawdown, and the $10,000 over 8.4 years row, are measured over the window both funds cover: Mar 23, 2018 to Aug 13, 2026 (8.4 years).
Risk: Volatility and Drawdowns
IEDI has been the more volatile fund, with annualized monthly volatility of 18.0% compared with 16.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -30.6% for IEDI and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IEDI charges 0.18% per year while SCHD charges 0.06%. On a $10,000 position that is $18 vs $6 annually, a gap of $12 per year that compounds over a long holding period. On income, IEDI currently yields 0.95% against 3.13% for SCHD.
Holdings Overlap
12.8% of IEDI's money is in holdings SCHD also owns. 15.9% of SCHD's money is in holdings IEDI also owns.
SCHD and IEDI share little of their money.
14 positions in common, counted across the 184 positions we hold weights for in IEDI and 100 in SCHD, against full books of 188 and 103.
What only one of them owns
Our book lists 84 positions for SCHD that do not appear in our book for IEDI (83.8% of the fund), and 166 for IEDI that do not appear in SCHD (86.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IEDI | Weight in SCHD | Difference |
|---|---|---|---|
| HDHome Depot Inc/The | 10.20% | 4.32% | 5.88% |
| PGProcter & Gamble Company | 0.21% | 3.96% | 3.75% |
| UPSUnited Parcel Service, Inc | 0.16% | 1.95% | 1.79% |
| TGTTarget Corp. | 0.19% | 1.70% | 1.51% |
| FASTFastenal Co. | 0.38% | 1.49% | 1.11% |
| DRIDarden Restaurants Inc. | 0.88% | 0.61% | 0.27% |
| PAYXPaychex, Inc. | 0.11% | 0.97% | 0.86% |
| BBYBest Buy Co. Inc. | 0.30% | 0.40% | 0.10% |
| MMacy'S Inc. | 0.13% | 0.17% | 0.04% |
| MTNVail Resorts Inc. | 0.12% | 0.13% | 0.01% |
You are not choosing between two funds in isolation.
Whichever of IEDI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IEDI or SCHD?
IEDI has an expense ratio of 0.18% while SCHD charges 0.06%. SCHD is the cheaper option, by $12 a year on a $10,000 investment.
Which is riskier, IEDI or SCHD?
IEDI has been the more volatile fund at 18.0% annualized versus 16.2% for SCHD. Worst drawdown: IEDI -30.6% vs SCHD -33.4%.
Should I hold both IEDI and SCHD?
IEDI and SCHD have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IEDI and SCHD?
15.9% of SCHD's money is in holdings IEDI also owns. 15.9% of SCHD's is in holdings IEDI also owns. They hold 14 positions in common, counted across the 184 positions we hold weights for in IEDI and 100 in SCHD.
Which pays a higher dividend, IEDI or SCHD?
IEDI yields 0.95% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than IEDI?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 57.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.