IEDI vs SCHD
iShares US Consumer Focused ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. IEDI offers more diversification with 188 holdings.
Side-by-Side Comparison
| Metric | IEDI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.06% | |
| AUM | $29M | $108.7B | |
| Dividend Yield | 0.95% | 3.13% | |
| Holdings | 188 | 104 | |
| YTD Return | +3.88% | +26.50% | |
| 1Y Return | +0.78% | +31.25% | |
| 3Y Return (annualized) | +12.54% | +16.34% | |
| 5Y Return (annualized) | +5.98% | +10.10% | |
| Volatility (annualized) | 18.0% | 13.6% | |
| Max Drawdown | -30.6% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 21, 2018 | Oct 20, 2011 |
IEDI vs SCHD Performance
iShares US Consumer Focused ETF (IEDI) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IEDI returned +0.78% while SCHD returned +31.25%. Year to date, IEDI is up 3.88% versus a gain of 26.50% for SCHD.
Over three years, IEDI compounded at +12.54% per year against +16.34% for SCHD; over five years the annualized figures are +5.98% and +10.10% respectively. Across the full 8-year window we track, IEDI has the edge at +11.56% annualized vs +11.50%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IEDI has been the more volatile fund, with annualized monthly volatility of 18.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -30.6% for IEDI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IEDI charges 0.18% per year while SCHD charges 0.06%. On a $10,000 position that is $18 vs $6 annually, a gap of $12 per year that compounds over a long holding period. On income, IEDI currently yields 0.95% against 3.13% for SCHD.
Holdings Overlap
IEDI and SCHD share 14 holdings out of 270 unique holdings combined, representing a 6.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IEDI or SCHD?
IEDI has an expense ratio of 0.18% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, IEDI or SCHD?
Over the past year IEDI returned +0.78% vs +31.25% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), IEDI annualized +11.56% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, IEDI or SCHD?
IEDI has been the more volatile fund at 18.0% annualized versus 13.6% for SCHD. Worst drawdown: IEDI -30.6% vs SCHD -33.4%.
Should I hold both IEDI and SCHD?
IEDI and SCHD have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IEDI and SCHD?
IEDI and SCHD share 14 common holdings with a 6.7% weight overlap. Combined, they hold 270 unique securities.
Which pays a higher dividend, IEDI or SCHD?
IEDI yields 0.95% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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