INVN vs VTI

Quick Verdict

VTI has a lower expense ratio. INVN delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: INVNMore Diversified: VTI

Side-by-Side Comparison

MetricINVNVTIWinner
Expense Ratio0.55%0.03%
AUM$9M$663.5B
Dividend Yield0.29%1.07%
Holdings513,543
YTD Return+24.08%+14.96%
1Y Return+33.23%+22.39%
3Y Return (annualized)-+21.51%
5Y Return (annualized)-+12.36%
Volatility (annualized)20.2%15.4%
Max Drawdown-26.0%-56.6%
Fund FamilyAlgerVanguard (US)
CategoryEquityEquity
InceptionJan 6, 2025May 24, 2001

INVN vs VTI Performance

Alger Russell Innovation ETF (INVN) is a ETF from Alger and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year INVN returned +33.23% while VTI returned +22.39%. Year to date, INVN is up 24.08% versus a gain of 14.96% for VTI.

Risk: Volatility and Drawdowns

INVN has been the more volatile fund, with annualized monthly volatility of 20.2% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.0% for INVN and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

INVN charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, INVN currently yields 0.29% against 1.07% for VTI.

Holdings Overlap

1.5%overlap

INVN and VTI share 42 holdings out of 2792 unique holdings combined, representing a 1.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in INVNWeight in VTIDifference
PYPL2.60%0.05%2.55%
BILL2.53%0.00%2.53%
MRK2.08%0.44%1.64%
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Frequently Asked Questions

Which is cheaper, INVN or VTI?

INVN has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $52 per year of difference.

Which performed better, INVN or VTI?

Over the past year INVN returned +33.23% vs +22.39% for VTI, so INVN leads on 1-year performance. Over the longest common window we track (2 years), INVN annualized +19.53% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, INVN or VTI?

INVN has been the more volatile fund at 20.2% annualized versus 15.4% for VTI. Worst drawdown: INVN -26.0% vs VTI -56.6%.

Should I hold both INVN and VTI?

INVN and VTI have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between INVN and VTI?

INVN and VTI share 42 common holdings with a 1.5% weight overlap. Combined, they hold 2792 unique securities.

Which pays a higher dividend, INVN or VTI?

INVN yields 0.29% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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