IQQQ vs VTI
Proshares Nasdaq-100 High Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, IQQQ or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. IQQQ led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 48.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IQQQ | VTI |
|---|---|---|
| Expense Ratio | 0.55% | 0.03%Best |
| AUM | $401M | $666.9B |
| Dividend Yield | 5.73% | 1.03% |
| Holdings | 108 | 3,543 |
| YTD Return | +17.23%Best | +13.60% |
| 1Y Return | +21.05%Best | +18.17% |
| 3Y Return (annualized) | - | +23.04% |
| 5Y Return (annualized) | - | +12.14% |
| Volatility (annualized) | 16.6% | 12.3%Best |
| Max Drawdown | -21.5% | -19.3%Best |
| $10,000 over 2.5 years | $15,270Best | $15,087 |
| Top 10 Weight | 48.0% | 33.3%Best |
| Fund Family | ProShares | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Mar 18, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Mar 20, 2024 to Sep 25, 2026 (2.5 years).
IQQQ vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
IQQQ vs VTI Performance
Proshares Nasdaq-100 High Income ETF (IQQQ) is an ETF from ProShares and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IQQQ returned +21.05% while VTI returned +18.17%. Year to date, IQQQ is up 17.23% versus a gain of 13.60% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IQQQ has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 12.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.5% for IQQQ and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IQQQ charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, IQQQ currently yields 5.73% against 1.03% for VTI.
Holdings Overlap
80.7% of IQQQ's money is in holdings VTI also owns. 47.5% of VTI's money is in holdings IQQQ also owns.
Most of IQQQ is already inside VTI. Owning both mostly buys the same companies twice.
91 positions in common, counted across the 103 positions we hold weights for in IQQQ and 3,463 in VTI, against full books of 108 and 3,543.
What only one of them owns
Our book lists 1,059 positions for VTI that do not appear in our book for IQQQ (49.9% of the fund), and 5 for IQQQ that do not appear in VTI (13.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IQQQ | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 7.23% | 6.40% | 0.83% |
| AAPLApple, Inc | 6.30% | 6.29% | 0.01% |
| MSFTMicrosoft Corp | 5.10% | 4.79% | 0.31% |
| AMZNAmazon.Com Inc | 3.78% | 3.65% | 0.13% |
| GOOGLAlphabet Inc,class A | 2.67% | 2.90% | 0.23% |
| MUMicron Technology, Inc. | 4.04% | 1.29% | 2.75% |
| AVGOBroadcom Inc | 2.38% | 2.56% | 0.18% |
| GOOGAlphabet Inc | 2.48% | 2.31% | 0.17% |
| METAMeta Platforms Inc | 2.29% | 1.70% | 0.59% |
| AMDAdvanced Micro Devices Inc | 2.87% | 1.08% | 1.79% |
80.7% of IQQQ is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IQQQ or VTI?
IQQQ has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option, by $52 a year on a $10,000 investment.
Which performed better, IQQQ or VTI?
Over the past year IQQQ returned +21.05% vs +18.17% for VTI, so IQQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IQQQ or VTI?
IQQQ has been the more volatile fund at 16.6% annualized versus 12.3% for VTI. Worst drawdown: IQQQ -21.5% vs VTI -19.3%.
Should I hold both IQQQ and VTI?
IQQQ and VTI have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IQQQ and VTI?
80.7% of IQQQ's money is in holdings VTI also owns. 47.5% of VTI's is in holdings IQQQ also owns. They hold 91 positions in common, counted across the 103 positions we hold weights for in IQQQ and 3,463 in VTI.
Which pays a higher dividend, IQQQ or VTI?
IQQQ yields 5.73% while VTI yields 1.03%, so IQQQ currently pays the higher dividend yield.
Is VTI better than IQQQ?
VTI has a lower expense ratio. IQQQ led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 48.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.