ISPY vs VTI
ProShares S&P 500 High Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, ISPY or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ISPY | VTI |
|---|---|---|
| Expense Ratio | 0.55% | 0.03%Best |
| AUM | $1.1B | $689.2B |
| Dividend Yield | 5.61% | 1.06% |
| Holdings | 1,535 | 3,542 |
| YTD Return | +2.80% | +11.29%Best |
| 1Y Return | +4.47% | +13.77%Best |
| 3Y Return (annualized) | +5.95% | +20.19%Best |
| 5Y Return (annualized) | - | +10.49% |
| Volatility (annualized) | 14.9% | 11.8%Best |
| Max Drawdown | -18.4%Best | -19.3% |
| $10,000 over 2.9 years | $11,825 | $16,444Best |
| Fund Family | ProShares | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Dec 18, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Dec 20, 2023 to Nov 13, 2026 (2.9 years).
ISPY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
ISPY vs VTI Performance
ProShares S&P 500 High Income ETF (ISPY) is an ETF from ProShares and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ISPY returned +4.47% while VTI returned +13.77%. Year to date, ISPY is up 2.80% versus a gain of 11.29% for VTI.
Over three years, ISPY compounded at +5.95% per year against +20.19% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ISPY has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 11.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.4% for ISPY and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ISPY charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, ISPY currently yields 5.61% against 1.06% for VTI.
Holdings Overlap
At least 75.9% of VTI's money is in holdings ISPY also owns.
Stated as a floor: for ISPY, our book for it covers 93.1% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of VTI is already inside ISPY. Owning both mostly buys the same companies twice.
400 positions in common, counted across the 459 positions we hold weights for in ISPY and 3,469 in VTI, against full books of 1,535 and 3,542.
Top Shared Holdings
| Stock | Weight in ISPY | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 6.63% | 6.63% | 0.00% |
| NVDANvidia Corp. | 5.99% | 7.13% | 1.14% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 5.23% | 5.19% | 0.04% |
| AMZNAmazon.Com Inc | 3.38% | 3.30% | 0.08% |
| GOOGLAlphabet Inc | 2.22% | 2.76% | 0.54% |
| AVGOBroadcom Inc | 1.85% | 2.28% | 0.43% |
| GOOGAlphabet Inc | 1.79% | 2.18% | 0.39% |
| METAMeta Platform Inc | 1.79% | 2.18% | 0.39% |
| LLYEli Lilly & Co. | 1.44% | 1.34% | 0.10% |
| TSLATesla Motors Inc | 1.34% | 1.36% | 0.02% |
75.9% of VTI is already inside ISPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ISPY or VTI?
ISPY has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option, by $52 a year on a $10,000 investment.
Which performed better, ISPY or VTI?
Over the past year ISPY returned +4.47% vs +13.77% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ISPY or VTI?
ISPY has been the more volatile fund at 14.9% annualized versus 11.8% for VTI. Worst drawdown: ISPY -18.4% vs VTI -19.3%.
Should I hold both ISPY and VTI?
ISPY and VTI have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ISPY and VTI?
At least 75.9% of VTI's money is in holdings ISPY also owns. Our book for ISPY is partial, so the real figure is this or higher. They hold 400 positions in common, counted across the 459 positions we hold weights for in ISPY and 3,469 in VTI.
Which pays a higher dividend, ISPY or VTI?
ISPY yields 5.61% while VTI yields 1.06%, so ISPY currently pays the higher dividend yield.
Is VTI better than ISPY?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.