IVV vs IYJ

IVV vs IYJ

Which is better, IVV or IYJ?

IVV has been ahead.

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.92. IYJ is less concentrated, with 36.6% of the fund in its ten largest positions against 37.8%.

Lower Fees: IVVHigher Returns: IVVLess Concentrated: IYJ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVIYJ
Expense Ratio0.03%Best0.38%
AUM$876.4B$1.9B
Dividend Yield1.06%0.73%
Holdings508215
YTD Return+13.32%Best+4.22%
1Y Return+17.08%Best+7.89%
3Y Return (annualized)+22.72%Best+16.23%
5Y Return (annualized)+13.20%Best+8.02%
Volatility (annualized)15.1%Best18.6%
Max Drawdown-56.5%Best-62.8%
$10,000 over 5 years$18,588Best$14,707
Top 10 Weight37.8%36.6%Best
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMay 15, 2000Jun 12, 2000

Volatility and max drawdown are measured over the window both funds cover: Jan 2, 2001 to Sep 23, 2026 (25.7 years).

IVV vs IYJ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 25.7 years both funds cover.

IVV vs IYJ Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and iShares US Industrials ETF (IYJ) is an ETF from iShares by BlackRock (US). Over the past year IVV returned +17.08% while IYJ returned +7.89%. Year to date, IVV is up 13.32% versus a gain of 4.22% for IYJ.

Over three years, IVV compounded at +22.72% per year against +16.23% for IYJ; over five years the annualized figures are +13.20% and +8.02% respectively. Across the full 26-year window we track, IVV has the edge at +7.54% annualized vs +7.31%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IYJ has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -62.8% for IYJ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while IYJ charges 0.38%. On a $10,000 position that is $3 vs $38 annually, a gap of $35 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.73% for IYJ.

Holdings Overlap

IVV already in IYJ9.8%
IYJ already in IVV77.4%

9.8% of IVV's money is in holdings IYJ also owns. 77.4% of IYJ's money is in holdings IVV also owns.

Most of IYJ is already inside IVV. Owning both mostly buys the same companies twice.

92 positions in common, counted across the 490 positions we hold weights for in IVV and 212 in IYJ, against full books of 508 and 215.

What only one of them owns

Our book lists 113 positions for IYJ that do not appear in our book for IVV (17.3% of the fund), and 390 for IVV that do not appear in IYJ (88.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in IVVWeight in IYJDifference
VVisa Inc Class A0.95%7.63%6.68%
MAMastercard Inc0.72%5.80%5.08%
CATCaterpillar, Inc.0.55%4.41%3.86%
GEGeneral Electric Co.0.53%4.22%3.69%
GEVGE Vernova Inc. CDR (CAD Hedged)0.36%2.94%2.58%
UNPUnion Pacific Corp0.27%2.17%1.90%
AXPAmerican Express Co.0.27%2.14%1.87%
DEDeere & Co Sedol 22612030.25%1.97%1.72%
BABoeing Co0.25%1.92%1.67%
COFCapital One Financial Corp.0.20%1.63%1.43%

77.4% of IYJ is already inside IVV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IVVIYJ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or IYJ?

IVV has an expense ratio of 0.03% while IYJ charges 0.38%. IVV is the cheaper option, by $35 a year on a $10,000 investment.

Which performed better, IVV or IYJ?

Over the past year IVV returned +17.08% vs +7.89% for IYJ, so IVV leads on 1-year performance. Over the longest common window we track (26 years), IVV annualized +7.54% vs +7.31% for IYJ. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IVV or IYJ?

IYJ has been the more volatile fund at 18.6% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs IYJ -62.8%.

Should I hold both IVV and IYJ?

IVV and IYJ have a monthly-return correlation of 0.92, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between IVV and IYJ?

77.4% of IYJ's money is in holdings IVV also owns. 77.4% of IYJ's is in holdings IVV also owns. They hold 92 positions in common, counted across the 490 positions we hold weights for in IVV and 212 in IYJ.

Which pays a higher dividend, IVV or IYJ?

IVV yields 1.06% while IYJ yields 0.73%, so IVV currently pays the higher dividend yield.

Is IYJ better than IVV?

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.92. IYJ is less concentrated, with 36.6% of the fund in its ten largest positions against 37.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.