IVV vs PEPS

IVV vs PEPS

Which is better, IVV or PEPS?

Nearly the same fund. IVV costs less.

IVV has a lower expense ratio. PEPS led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.98. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 38.0%.

Lower Fees: IVVHigher Returns: PEPSLess Concentrated: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVPEPS
Expense Ratio0.03%Best0.10%
AUM$876.4B$29M
Dividend Yield1.06%0.91%
Holdings508193
YTD Return+13.85%Best+13.39%
1Y Return+18.57%+19.57%Best
3Y Return (annualized)+23.50%-
5Y Return (annualized)+13.34%-
Volatility (annualized)12.6%Best12.9%
Max Drawdown-18.8%Best-21.0%
$10,000 over 1.9 years$13,251$13,559Best
Top 10 Weight37.8%Best38.0%
Fund FamilyiShares by BlackRock (US)Parametric
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMay 15, 2000Nov 7, 2024

Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: Nov 8, 2024 to Sep 25, 2026 (1.9 years).

IVV vs PEPS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.9 years both funds cover.

IVV vs PEPS Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Parametric Equity Plus ETF (PEPS) is an ETF from Parametric. Over the past year IVV returned +18.57% while PEPS returned +19.57%. Year to date, IVV is up 13.85% versus a gain of 13.39% for PEPS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PEPS has been the more volatile fund, with annualized monthly volatility of 12.9% compared with 12.6% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.8% for IVV and -21.0% for PEPS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while PEPS charges 0.10%. On a $10,000 position that is $3 vs $10 annually, a gap of $7 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.91% for PEPS.

Holdings Overlap

IVV already in PEPS67.1%
PEPS already in IVV86.8%

67.1% of IVV's money is in holdings PEPS also owns. 86.8% of PEPS's money is in holdings IVV also owns.

Most of PEPS is already inside IVV. Owning both mostly buys the same companies twice.

121 positions in common, counted across the 490 positions we hold weights for in IVV and 195 in PEPS, against full books of 508 and 193.

What only one of them owns

Our book lists 64 positions for PEPS that do not appear in our book for IVV (10.5% of the fund), and 362 for IVV that do not appear in PEPS (31.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in IVVWeight in PEPSDifference
NVDANvidia Corp8.07%7.42%0.65%
AAPLApple, Inc7.02%7.01%0.01%
MSFTMicrosoft Corp5.69%5.40%0.29%
AMZNAmazon.Com Inc3.84%3.61%0.23%
GOOGLAlphabet Inc,class A3.00%2.90%0.10%
AVGOBroadcom Inc2.65%2.69%0.04%
GOOGAlphabet Inc2.39%2.57%0.18%
METAMeta Platforms Inc1.90%1.95%0.05%
MUMicron Technology, Inc.1.63%1.98%0.35%
TSLATesla Inc1.56%1.64%0.08%

86.8% of PEPS is already inside IVV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IVVPEPS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or PEPS?

IVV has an expense ratio of 0.03% while PEPS charges 0.10%. IVV is the cheaper option, by $7 a year on a $10,000 investment.

Which performed better, IVV or PEPS?

Over the past year IVV returned +18.57% vs +19.57% for PEPS, so PEPS leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +15.97% vs +17.38% for PEPS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IVV or PEPS?

PEPS has been the more volatile fund at 12.9% annualized versus 12.6% for IVV. Worst drawdown: IVV -18.8% vs PEPS -21.0%.

Should I hold both IVV and PEPS?

IVV and PEPS have a monthly-return correlation of 0.98, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between IVV and PEPS?

86.8% of PEPS's money is in holdings IVV also owns. 86.8% of PEPS's is in holdings IVV also owns. They hold 121 positions in common, counted across the 490 positions we hold weights for in IVV and 195 in PEPS.

Which pays a higher dividend, IVV or PEPS?

IVV yields 1.06% while PEPS yields 0.91%, so IVV currently pays the higher dividend yield.

Is PEPS better than IVV?

IVV has a lower expense ratio. PEPS led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.98. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 38.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.