IVV vs PSET
iShares Core S&P 500 ETF vs Principal Quality ETF
Which is better, IVV or PSET?
IVV has been ahead.
IVV has a lower expense ratio. IVV led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.94. PSET is less concentrated, with 34.2% of the fund in its ten largest positions against 38.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | PSET |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.15% |
| AUM | $850.0B | $26M |
| Dividend Yield | 1.09% | 0.69% |
| Holdings | 1,018 | 150 |
| Volatility (annualized) | 15.0%Tie | 15.0%Tie |
| Max Drawdown | -33.9%Best | -34.8% |
| $10,000 over 10.6 years | $40,441Best | $33,783 |
| Top 10 Weight | 38.8% | 34.2%Best |
| Fund Family | iShares by BlackRock (US) | Principal Funds |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 15, 2000 | Mar 21, 2016 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 18 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IVV has data through Nov 6, 2026 and PSET through Oct 19, 2026.
Volatility and max drawdown, and the $10,000 over 10.6 years row, are measured over the window both funds cover: Mar 22, 2016 to Oct 19, 2026 (10.6 years).
Risk: Volatility and Drawdowns
IVV and PSET have been equally volatile, both at 15.0% annualized.
The deepest peak-to-trough decline in our data was -33.9% for IVV and -34.8% for PSET. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while PSET charges 0.15%. On a $10,000 position that is $3 vs $15 annually, a gap of $12 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.69% for PSET.
Holdings Overlap
46.4% of IVV's money is in holdings PSET also owns. 96.2% of PSET's money is in holdings IVV also owns.
Most of PSET is already inside IVV. Owning both mostly buys the same companies twice.
69 positions in common, counted across the 505 positions we hold weights for in IVV and 73 in PSET, against full books of 1,018 and 150.
What only one of them owns
Our book lists 2 positions for PSET that do not appear in our book for IVV (1.7% of the fund), and 430 for IVV that do not appear in PSET (53.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in PSET | Difference |
|---|---|---|---|
| NVDANvidia Corp | 8.04% | 7.13% | 0.91% |
| AAPLApple Inc | 7.51% | 6.11% | 1.40% |
| MSFTMicrosoft Corp | 5.95% | 4.38% | 1.57% |
| AMZNAmazon.Com Inc | 3.74% | 2.27% | 1.47% |
| GOOGAlphabet Inc. C | 2.45% | 2.88% | 0.43% |
| GOOGLAlphabet Inc | 3.06% | 1.28% | 1.78% |
| AVGOBroadcom Inc | 2.47% | 1.19% | 1.28% |
| PANWPalo Alto Networks Inc. | 0.46% | 2.98% | 2.52% |
| METAMeta Platforms Inc | 2.44% | 0.97% | 1.47% |
| VVisa Inc Class A | 1.00% | 2.14% | 1.14% |
96.2% of PSET is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or PSET?
IVV has an expense ratio of 0.03% while PSET charges 0.15%. IVV is the cheaper option, by $12 a year on a $10,000 investment.
Which is riskier, IVV or PSET?
IVV and PSET have been equally volatile, both at 15.0% annualized. Worst drawdown: IVV -33.9% vs PSET -34.8%.
Should I hold both IVV and PSET?
IVV and PSET have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between IVV and PSET?
96.2% of PSET's money is in holdings IVV also owns. 96.2% of PSET's is in holdings IVV also owns. They hold 69 positions in common, counted across the 505 positions we hold weights for in IVV and 73 in PSET.
Which pays a higher dividend, IVV or PSET?
IVV yields 1.09% while PSET yields 0.69%, so IVV currently pays the higher dividend yield.
Is PSET better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.94. PSET is less concentrated, with 34.2% of the fund in its ten largest positions against 38.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.