IVV vs SFTY
IVV vs SFTY
iShares Core S&P 500 ETF vs Horizon Managed Risk ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | SFTY | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.77% | |
| AUM | $865.2B | $502M | |
| Dividend Yield | 1.09% | 0.17% | |
| Holdings | 508 | 164 | |
| YTD Return | +13.80% | +13.26% | |
| 1Y Return | +23.70% | +22.51% | |
| 3Y Return (annualized) | +21.49% | - | |
| 5Y Return (annualized) | +13.43% | - | |
| Volatility (annualized) | 15.1% | 11.3% | |
| Max Drawdown | -56.5% | -8.6% | |
| Fund Family | iShares by BlackRock (US) | Horizon Funds | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Jun 25, 2025 |
IVV vs SFTY Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Horizon Managed Risk ETF (SFTY) is a ETF from Horizon Funds. Over the past year IVV returned +23.70% while SFTY returned +22.51%. Year to date, IVV is up 13.80% versus a gain of 13.26% for SFTY.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 11.3% for SFTY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -8.6% for SFTY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while SFTY charges 0.77%. On a $10,000 position that is $3 vs $77 annually, a gap of $74 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.17% for SFTY.
Holdings Overlap
IVV and SFTY share 161 holdings out of 511 unique holdings combined, representing a 67.8% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in IVV | Weight in SFTY | Difference |
|---|---|---|---|
| AAPL | 7.44% | 7.02% | 0.42% |
| NVDA | 7.76% | 6.19% | 1.57% |
| MSFT | 4.57% | 4.24% | 0.33% |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| AMZN | Pro | Pro | Pro |
| BRK.B | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
See all 10 holdings IVV shares with SFTY Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IVV or SFTY?
IVV has an expense ratio of 0.03% while SFTY charges 0.77%. IVV is the cheaper option. On a $10,000 investment, that is $74 per year of difference.
Which performed better, IVV or SFTY?
Over the past year IVV returned +23.70% vs +22.51% for SFTY, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +7.05% vs +23.63% for SFTY. Past performance does not guarantee future results.
Which is riskier, IVV or SFTY?
IVV has been the more volatile fund at 15.1% annualized versus 11.3% for SFTY. Worst drawdown: IVV -56.5% vs SFTY -8.6%.
Should I hold both IVV and SFTY?
IVV and SFTY have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IVV and SFTY?
IVV and SFTY share 161 common holdings with a 67.8% weight overlap. Combined, they hold 511 unique securities.
Which pays a higher dividend, IVV or SFTY?
IVV yields 1.09% while SFTY yields 0.17%, so IVV currently pays the higher dividend yield.
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