IVV vs USXF
iShares Core S&P 500 ETF vs iShares ESG Advanced MSCI USA ETF
Quick Verdict
IVV has a lower expense ratio. USXF delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | USXF | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.10% | |
| AUM | $907.0B | $1.5B | |
| Dividend Yield | 1.10% | 0.83% | |
| Holdings | 508 | 294 | |
| YTD Return | +13.22% | +17.90% | |
| 1Y Return | +21.62% | +23.41% | |
| 3Y Return (annualized) | +22.17% | +25.32% | |
| 5Y Return (annualized) | +13.42% | +14.27% | |
| Volatility (annualized) | 15.1% | 17.4% | |
| Max Drawdown | -56.5% | -29.5% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Jun 16, 2020 |
IVV vs USXF Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and iShares ESG Advanced MSCI USA ETF (USXF) is a ETF from iShares by BlackRock (US). Over the past year IVV returned +21.62% while USXF returned +23.41%. Year to date, IVV is up 13.22% versus a gain of 17.90% for USXF.
Over three years, IVV compounded at +22.17% per year against +25.32% for USXF; over five years the annualized figures are +13.42% and +14.27% respectively. Across the full 6-year window we track, USXF has the edge at +18.51% annualized vs +7.02%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USXF has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -29.5% for USXF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while USXF charges 0.10%. On a $10,000 position that is $3 vs $10 annually, a gap of $7 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.83% for USXF.
Holdings Overlap
IVV and USXF share 239 holdings out of 556 unique holdings combined, representing a 39.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or USXF?
IVV has an expense ratio of 0.03% while USXF charges 0.10%. IVV is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, IVV or USXF?
Over the past year IVV returned +21.62% vs +23.41% for USXF, so USXF leads on 1-year performance. Over the longest common window we track (6 years), IVV annualized +7.02% vs +18.51% for USXF. Past performance does not guarantee future results.
Which is riskier, IVV or USXF?
USXF has been the more volatile fund at 17.4% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs USXF -29.5%.
Should I hold both IVV and USXF?
IVV and USXF have a monthly-return correlation of 0.97, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IVV and USXF?
IVV and USXF share 239 common holdings with a 39.3% weight overlap. Combined, they hold 556 unique securities.
Which pays a higher dividend, IVV or USXF?
IVV yields 1.10% while USXF yields 0.83%, so IVV currently pays the higher dividend yield.
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