IVV vs VTC
iShares Core S&P 500 ETF vs Vanguard Total Corporate Bond ETF
Which is better, IVV or VTC?
Large Cap Blend against Long Term Mid Quality.
IVV led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | VTC |
|---|---|---|
| Expense Ratio | 0.03%Tie | 0.03%Tie |
| AUM | $882.6B | $1.7B |
| Dividend Yield | 1.06% | 5.03% |
| Holdings | 508 | 5,329 |
| YTD Return | +13.60%Best | -2.97% |
| 1Y Return | +16.32%Best | -2.87% |
| 3Y Return (annualized) | +23.81%Best | +5.54% |
| 5Y Return (annualized) | +14.03%Best | -0.60% |
| Volatility (annualized) | 16.2% | 7.3%Best |
| Max Drawdown | -33.9% | -22.4%Best |
| $10,000 over 5 years | $19,279Best | $9,704 |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Long Term Mid Quality |
| Inception | May 15, 2000 | Nov 7, 2017 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Nov 9, 2017 to Oct 2, 2026 (8.9 years).
IVV vs VTC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IVV vs VTC Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Vanguard Total Corporate Bond ETF (VTC) is an ETF from Vanguard (US). Over the past year IVV returned +16.32% while VTC returned -2.87%. Year to date, IVV is up 13.60% versus a loss of 2.97% for VTC.
Over three years, IVV compounded at +23.81% per year against +5.54% for VTC; over five years the annualized figures are +14.03% and -0.60% respectively. Across the full 9-year window we track, IVV has the edge at +14.05% annualized vs +0.67%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 7.3% for VTC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for IVV and -22.4% for VTC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while VTC charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, IVV currently yields 1.06% against 5.03% for VTC.
Holdings Overlap
At least 0.8% of IVV's money is in holdings VTC also owns.
Stated as a floor: for VTC, our book for it covers 46.9% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
3 positions in common, counted across the 505 positions we hold weights for in IVV and 2,506 in VTC, against full books of 508 and 5,329.
You are not choosing between two funds in isolation.
Whichever of IVV and VTC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or VTC?
IVV has an expense ratio of 0.03% while VTC charges 0.03%. At the precision these are quoted to, they cost the same.
Which performed better, IVV or VTC?
Over the past year IVV returned +16.32% vs -2.87% for VTC, so IVV leads on 1-year performance. Over the longest common window we track (9 years), IVV annualized +14.05% vs +0.67% for VTC. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or VTC?
IVV has been the more volatile fund at 16.2% annualized versus 7.3% for VTC. Worst drawdown: IVV -33.9% vs VTC -22.4%.
Should I hold both IVV and VTC?
IVV and VTC have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or VTC?
IVV yields 1.06% while VTC yields 5.03%, so VTC currently pays the higher dividend yield.
Is VTC better than IVV?
IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.