IYY vs VTI
iShares Dow Jones US ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, IYY or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. IYY led over 5Y, VTI over 1Y and the full window. The two have moved almost in lockstep, correlation 1.00. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 35.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IYY | VTI |
|---|---|---|
| Expense Ratio | 0.20% | 0.03%Best |
| AUM | $3.0B | $666.9B |
| Dividend Yield | 0.85% | 1.03% |
| Holdings | 970 | 3,543 |
| YTD Return | +12.19% | +12.30%Best |
| 1Y Return | +15.90% | +16.08%Best |
| 3Y Return (annualized) | +21.01%Tie | +21.01%Tie |
| 5Y Return (annualized) | +12.50%Best | +12.36% |
| Volatility (annualized) | 15.3%Tie | 15.3%Tie |
| Max Drawdown | -56.3%Best | -56.6% |
| $10,000 over 5 years | $18,020Best | $17,908 |
| Top 10 Weight | 35.2% | 33.3%Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jun 12, 2000 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: May 31, 2001 to Sep 18, 2026 (25.3 years).
IYY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 25.3 years both funds cover.
IYY vs VTI Performance
iShares Dow Jones US ETF (IYY) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IYY returned +15.90% while VTI returned +16.08%. Year to date, IYY is up 12.19% versus a gain of 12.30% for VTI.
Over three years, IYY compounded at +21.01% per year against +21.01% for VTI; over five years the annualized figures are +12.50% and +12.36% respectively. Across the full 25-year window we track, VTI has the edge at +8.03% annualized vs +7.86%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IYY and VTI have been equally volatile, both at 15.3% annualized.
The deepest peak-to-trough decline in our data was -56.3% for IYY and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IYY charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, IYY currently yields 0.85% against 1.03% for VTI.
Holdings Overlap
96.8% of IYY's money is in holdings VTI also owns. 92.2% of VTI's money is in holdings IYY also owns.
Most of IYY is already inside VTI. Owning both mostly buys the same companies twice.
776 positions in common, counted across the 803 positions we hold weights for in IYY and 3,463 in VTI, against full books of 970 and 3,543.
What only one of them owns
Our book lists 427 positions for VTI that do not appear in our book for IYY (5.7% of the fund), and 12 for IYY that do not appear in VTI (0.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IYY | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 7.53% | 6.40% | 1.13% |
| AAPLApple, Inc | 6.55% | 6.29% | 0.26% |
| MSFTMicrosoft Corp | 5.31% | 4.79% | 0.52% |
| AMZNAmazon.Com Inc | 3.58% | 3.65% | 0.07% |
| GOOGLAlphabet Inc,class A | 2.80% | 2.90% | 0.10% |
| AVGOBroadcom Inc | 2.47% | 2.56% | 0.09% |
| GOOGAlphabet Inc | 2.23% | 2.31% | 0.08% |
| METAMeta Platforms Inc | 1.77% | 1.70% | 0.07% |
| MUMicron Technology, Inc. | 1.52% | 1.29% | 0.23% |
| TSLATesla Inc | 1.46% | 1.22% | 0.24% |
96.8% of IYY is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IYY or VTI?
IYY has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option, by $17 a year on a $10,000 investment.
Which performed better, IYY or VTI?
Over the past year IYY returned +15.90% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (25 years), IYY annualized +7.86% vs +8.03% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IYY or VTI?
IYY and VTI have been equally volatile, both at 15.3% annualized. Worst drawdown: IYY -56.3% vs VTI -56.6%.
Should I hold both IYY and VTI?
IYY and VTI have a monthly-return correlation of 1.00, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between IYY and VTI?
96.8% of IYY's money is in holdings VTI also owns. 92.2% of VTI's is in holdings IYY also owns. They hold 776 positions in common, counted across the 803 positions we hold weights for in IYY and 3,463 in VTI.
Which pays a higher dividend, IYY or VTI?
IYY yields 0.85% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than IYY?
VTI has a lower expense ratio. IYY led over 5Y, VTI over 1Y and the full window. The two have moved almost in lockstep, correlation 1.00. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 35.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.