JHML vs VTI
John Hancock Multifactor Large Cap ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | JHML | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.29% | 0.03% | |
| AUM | $1.2B | $666.9B | |
| Dividend Yield | 0.98% | 1.07% | |
| Holdings | 780 | 3,543 | |
| YTD Return | +13.95% | +13.14% | |
| 1Y Return | +22.34% | +22.35% | |
| 3Y Return (annualized) | +20.34% | +21.83% | |
| 5Y Return (annualized) | +11.41% | +12.01% | |
| Volatility (annualized) | 15.4% | 15.3% | |
| Max Drawdown | -36.1% | -56.6% | |
| Fund Family | John Hancock Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 28, 2015 | May 24, 2001 |
JHML vs VTI Performance
John Hancock Multifactor Large Cap ETF (JHML) is a ETF from John Hancock Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JHML returned +22.34% while VTI returned +22.35%. Year to date, JHML is up 13.95% versus a gain of 13.14% for VTI.
Over three years, JHML compounded at +20.34% per year against +21.83% for VTI; over five years the annualized figures are +11.41% and +12.01% respectively. Across the full 11-year window we track, JHML has the edge at +13.37% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
JHML has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.1% for JHML and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
JHML charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, JHML currently yields 0.98% against 1.07% for VTI.
Holdings Overlap
JHML and VTI share 632 holdings out of 2889 unique holdings combined, representing a 74.1% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, JHML or VTI?
JHML has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $26 per year of difference.
Which performed better, JHML or VTI?
Over the past year JHML returned +22.34% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), JHML annualized +13.37% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, JHML or VTI?
JHML has been the more volatile fund at 15.4% annualized versus 15.3% for VTI. Worst drawdown: JHML -36.1% vs VTI -56.6%.
Should I hold both JHML and VTI?
JHML and VTI have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between JHML and VTI?
JHML and VTI share 632 common holdings with a 74.1% weight overlap. Combined, they hold 2889 unique securities.
Which pays a higher dividend, JHML or VTI?
JHML yields 0.98% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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