JOYT vs VTI
JPMorgan Equity and Options Total Return ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | JOYT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $95M | $663.5B | |
| Dividend Yield | 0.03% | 1.07% | |
| Holdings | 117 | 3,543 | |
| YTD Return | +9.25% | +14.96% | |
| 1Y Return | +19.94% | +22.39% | |
| 3Y Return (annualized) | - | +21.51% | |
| 5Y Return (annualized) | - | +12.36% | |
| Volatility (annualized) | 7.4% | 15.4% | |
| Max Drawdown | -7.0% | -56.6% | |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Aug 18, 2025 | May 24, 2001 |
JOYT vs VTI Performance
JPMorgan Equity and Options Total Return ETF (JOYT) is a ETF from J.P. Morgan Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JOYT returned +19.94% while VTI returned +22.39%. Year to date, JOYT is up 9.25% versus a gain of 14.96% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 7.4% for JOYT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.0% for JOYT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
JOYT charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, JOYT currently yields 0.03% against 1.07% for VTI.
Holdings Overlap
JOYT and VTI share 106 holdings out of 2790 unique holdings combined, representing a 50.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JOYT or VTI?
JOYT has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, JOYT or VTI?
Over the past year JOYT returned +19.94% vs +22.39% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results.
Which is riskier, JOYT or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 7.4% for JOYT. Worst drawdown: JOYT -7.0% vs VTI -56.6%.
Should I hold both JOYT and VTI?
JOYT and VTI have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JOYT and VTI?
JOYT and VTI share 106 common holdings with a 50.0% weight overlap. Combined, they hold 2790 unique securities.
Which pays a higher dividend, JOYT or VTI?
JOYT yields 0.03% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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