JPUS vs VTI
JPMorgan Diversified Return US Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, JPUS or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.91. JPUS is less concentrated, with 4.8% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JPUS | VTI |
|---|---|---|
| Expense Ratio | 0.18% | 0.03%Best |
| AUM | $471M | $666.9B |
| Dividend Yield | 1.96% | 1.03% |
| Holdings | 375 | 3,543 |
| YTD Return | +11.11% | +13.60%Best |
| 1Y Return | +14.42% | +18.17%Best |
| 3Y Return (annualized) | +15.97% | +23.04%Best |
| 5Y Return (annualized) | +9.23% | +12.14%Best |
| Volatility (annualized) | 15.1%Best | 15.6% |
| Max Drawdown | -38.7% | -35.0%Best |
| $10,000 over 5 years | $15,549 | $17,734Best |
| Top 10 Weight | 4.8%Best | 33.3% |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Sep 29, 2015 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Sep 30, 2015 to Sep 25, 2026 (11 years).
JPUS vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11 years both funds cover.
JPUS vs VTI Performance
JPMorgan Diversified Return US Equity ETF (JPUS) is an ETF from J.P. Morgan Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year JPUS returned +14.42% while VTI returned +18.17%. Year to date, JPUS is up 11.11% versus a gain of 13.60% for VTI.
Over three years, JPUS compounded at +15.97% per year against +23.04% for VTI; over five years the annualized figures are +9.23% and +12.14% respectively. Across the full 11-year window we track, VTI has the edge at +13.84% annualized vs +10.71%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 15.1% for JPUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.7% for JPUS and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
JPUS charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, JPUS currently yields 1.96% against 1.03% for VTI.
Holdings Overlap
95.2% of JPUS's money is in holdings VTI also owns. 46.3% of VTI's money is in holdings JPUS also owns.
Most of JPUS is already inside VTI. Owning both mostly buys the same companies twice.
346 positions in common, counted across the 366 positions we hold weights for in JPUS and 3,463 in VTI, against full books of 375 and 3,543.
What only one of them owns
Our book lists 816 positions for VTI that do not appear in our book for JPUS (51.2% of the fund), and 7 for JPUS that do not appear in VTI (1.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in JPUS | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 0.43% | 6.40% | 5.97% |
| AAPLApple, Inc | 0.43% | 6.29% | 5.86% |
| GOOGLAlphabet Inc,class A | 0.20% | 2.90% | 2.70% |
| AVGOBroadcom Inc | 0.39% | 2.56% | 2.17% |
| BRK.BBerkshire Hathaway Inc Brk/B Us Equity | 0.34% | 1.28% | 0.94% |
| XOMExxon Mobil Corp. | 0.41% | 0.89% | 0.48% |
| JNJJohnson & Johnson - Common | 0.39% | 0.86% | 0.47% |
| ABBVAbbvie Inc. | 0.38% | 0.61% | 0.23% |
| BACBank of America Corp.: Financials | 0.38% | 0.55% | 0.17% |
| CVXChevron Corp | 0.41% | 0.52% | 0.11% |
95.2% of JPUS is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JPUS or VTI?
JPUS has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option, by $15 a year on a $10,000 investment.
Which performed better, JPUS or VTI?
Over the past year JPUS returned +14.42% vs +18.17% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), JPUS annualized +10.71% vs +13.84% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JPUS or VTI?
VTI has been the more volatile fund at 15.6% annualized versus 15.1% for JPUS. Worst drawdown: JPUS -38.7% vs VTI -35.0%.
Should I hold both JPUS and VTI?
JPUS and VTI have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between JPUS and VTI?
95.2% of JPUS's money is in holdings VTI also owns. 46.3% of VTI's is in holdings JPUS also owns. They hold 346 positions in common, counted across the 366 positions we hold weights for in JPUS and 3,463 in VTI.
Which pays a higher dividend, JPUS or VTI?
JPUS yields 1.96% while VTI yields 1.03%, so JPUS currently pays the higher dividend yield.
Is VTI better than JPUS?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.91. JPUS is less concentrated, with 4.8% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.