JUSA vs SCHD
JPMorgan US Research Enhanced Large Cap ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. JUSA offers more diversification with 243 holdings.
Side-by-Side Comparison
| Metric | JUSA | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.12% | 0.06% | |
| AUM | $672M | $103.7B | |
| Dividend Yield | 0.43% | 3.31% | |
| Holdings | 247 | 104 | |
| YTD Return | +14.00% | +26.21% | |
| 1Y Return | +21.38% | +29.99% | |
| 3Y Return (annualized) | - | +15.73% | |
| 5Y Return (annualized) | - | +9.67% | |
| Volatility (annualized) | 12.0% | 13.6% | |
| Max Drawdown | -14.0% | -33.4% | |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 13, 2025 | Oct 20, 2011 |
JUSA vs SCHD Performance
JPMorgan US Research Enhanced Large Cap ETF (JUSA) is a ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JUSA returned +21.38% while SCHD returned +29.99%. Year to date, JUSA is up 14.00% versus a gain of 26.21% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.0% for JUSA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for JUSA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.28. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JUSA charges 0.12% per year while SCHD charges 0.06%. On a $10,000 position that is $12 vs $6 annually, a gap of $6 per year that compounds over a long holding period. On income, JUSA currently yields 0.43% against 3.31% for SCHD.
Holdings Overlap
JUSA and SCHD share 22 holdings out of 321 unique holdings combined, representing a 6.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JUSA or SCHD?
JUSA has an expense ratio of 0.12% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $6 per year of difference.
Which performed better, JUSA or SCHD?
Over the past year JUSA returned +21.38% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), JUSA annualized +26.25% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, JUSA or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.0% for JUSA. Worst drawdown: JUSA -14.0% vs SCHD -33.4%.
Should I hold both JUSA and SCHD?
JUSA and SCHD have a monthly-return correlation of 0.28, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JUSA and SCHD?
JUSA and SCHD share 22 common holdings with a 6.1% weight overlap. Combined, they hold 321 unique securities.
Which pays a higher dividend, JUSA or SCHD?
JUSA yields 0.43% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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