JUSA vs VTI
JPMorgan US Research Enhanced Large Cap ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, JUSA or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.99. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 39.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JUSA | VTI |
|---|---|---|
| Expense Ratio | 0.12% | 0.03%Best |
| AUM | $722M | $690.1B |
| Dividend Yield | 0.55% | 1.03% |
| Holdings | 264 | 3,524 |
| YTD Return | +12.50% | +13.35%Best |
| 1Y Return | +15.56% | +15.92%Best |
| 3Y Return (annualized) | - | +23.41% |
| 5Y Return (annualized) | - | +12.83% |
| Volatility (annualized) | 11.4%Best | 11.6% |
| Max Drawdown | -14.0%Tie | -14.0%Tie |
| $10,000 over 1.6 years | $13,860 | $14,074Best |
| Top 10 Weight | 39.0% | 33.3%Best |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Mar 13, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Mar 14, 2025 to Oct 2, 2026 (1.6 years).
JUSA vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
JUSA vs VTI Performance
JPMorgan US Research Enhanced Large Cap ETF (JUSA) is an ETF from J.P. Morgan Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year JUSA returned +15.56% while VTI returned +15.92%. Year to date, JUSA is up 12.50% versus a gain of 13.35% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 11.6% compared with 11.4% for JUSA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for JUSA and -14.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
JUSA charges 0.12% per year while VTI charges 0.03%. On a $10,000 position that is $12 vs $3 annually, a gap of $9 per year that compounds over a long holding period. On income, JUSA currently yields 0.55% against 1.03% for VTI.
Holdings Overlap
98.2% of JUSA's money is in holdings VTI also owns. 73.5% of VTI's money is in holdings JUSA also owns.
Most of JUSA is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 46 days apart, JUSA as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
245 positions in common, counted across the 255 positions we hold weights for in JUSA and 3,463 in VTI, against full books of 264 and 3,524.
What only one of them owns
Our book lists 906 positions for VTI that do not appear in our book for JUSA (24.0% of the fund), and 3 for JUSA that do not appear in VTI (1.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in JUSA | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 8.09% | 6.40% | 1.69% |
| AAPLApple, Inc | 7.12% | 6.29% | 0.83% |
| MSFTMicrosoft Corp | 6.17% | 4.79% | 1.38% |
| AMZNAmazon.Com Inc | 4.13% | 3.65% | 0.48% |
| GOOGLAlphabet Inc,class A | 3.13% | 2.90% | 0.23% |
| AVGOBroadcom Inc | 2.58% | 2.56% | 0.02% |
| GOOGAlphabet Inc. C | 2.46% | 2.31% | 0.15% |
| METAMeta Platforms Inc | 2.33% | 1.70% | 0.63% |
| MUMicron Technology, Inc. | 1.69% | 1.29% | 0.40% |
| LLYEli Lilly & Co. | 1.21% | 1.35% | 0.14% |
98.2% of JUSA is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JUSA or VTI?
JUSA has an expense ratio of 0.12% while VTI charges 0.03%. VTI is the cheaper option, by $9 a year on a $10,000 investment.
Which performed better, JUSA or VTI?
Over the past year JUSA returned +15.56% vs +15.92% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), JUSA annualized +22.63% vs +23.81% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JUSA or VTI?
VTI has been the more volatile fund at 11.6% annualized versus 11.4% for JUSA. Worst drawdown: JUSA -14.0% vs VTI -14.0%.
Should I hold both JUSA and VTI?
JUSA and VTI have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between JUSA and VTI?
98.2% of JUSA's money is in holdings VTI also owns. 73.5% of VTI's is in holdings JUSA also owns. They hold 245 positions in common, counted across the 255 positions we hold weights for in JUSA and 3,463 in VTI.
Which pays a higher dividend, JUSA or VTI?
JUSA yields 0.55% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than JUSA?
VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.99. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 39.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.