LFSC vs SCHD
F/m Emerald Life Sciences Innovation ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. LFSC delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | LFSC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.54% | 0.06% | |
| AUM | $124M | $103.7B | |
| Dividend Yield | 0.00% | 3.31% | |
| Holdings | 40 | 104 | |
| YTD Return | +30.48% | +24.26% | |
| 1Y Return | +89.20% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 26.5% | 13.6% | |
| Max Drawdown | -29.7% | -33.4% | |
| Fund Family | Emerald ETF | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 30, 2024 | Oct 20, 2011 |
LFSC vs SCHD Performance
F/m Emerald Life Sciences Innovation ETF (LFSC) is a ETF from Emerald ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year LFSC returned +89.20% while SCHD returned +31.38%. Year to date, LFSC is up 30.48% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
LFSC has been the more volatile fund, with annualized monthly volatility of 26.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.7% for LFSC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.24. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
LFSC charges 0.54% per year while SCHD charges 0.06%. On a $10,000 position that is $54 vs $6 annually, a gap of $48 per year that compounds over a long holding period. On income, LFSC currently yields 0.00% against 3.31% for SCHD.
Holdings Overlap
LFSC and SCHD share 0 holdings out of 139 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, LFSC or SCHD?
LFSC has an expense ratio of 0.54% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $48 per year of difference.
Which performed better, LFSC or SCHD?
Over the past year LFSC returned +89.20% vs +31.38% for SCHD, so LFSC leads on 1-year performance. Over the longest common window we track (2 years), LFSC annualized +43.77% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, LFSC or SCHD?
LFSC has been the more volatile fund at 26.5% annualized versus 13.6% for SCHD. Worst drawdown: LFSC -29.7% vs SCHD -33.4%.
Should I hold both LFSC and SCHD?
LFSC and SCHD have a monthly-return correlation of 0.24, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between LFSC and SCHD?
LFSC and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 139 unique securities.
Which pays a higher dividend, LFSC or SCHD?
LFSC yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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