LGH vs SCHD
HCM Defender 500 Index ETF vs Schwab US Dividend Equity ETF
Which is better, LGH or SCHD?
Allocation/Balanced against Large Cap Value.
SCHD has a lower expense ratio. LGH led over 3Y, 5Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 52.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LGH | SCHD |
|---|---|---|
| Expense Ratio | 1.00% | 0.06%Best |
| AUM | $589M | $112.1B |
| Dividend Yield | 0.36% | 3.00% |
| Holdings | 421 | 103 |
| YTD Return | +7.02% | +21.33%Best |
| 1Y Return | +11.43% | +25.15%Best |
| 3Y Return (annualized) | +21.04%Best | +15.43% |
| 5Y Return (annualized) | +9.99%Best | +9.32% |
| Volatility (annualized) | 18.4% | 16.7%Best |
| Max Drawdown | -29.6%Best | -33.4% |
| $10,000 over 5 years | $16,098Best | $15,613 |
| Top 10 Weight | 52.5% | 41.8%Best |
| Fund Family | Howard Capital Management | Charles Schwab Asset Management |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Value |
| Inception | Oct 9, 2019 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 10, 2019 to Sep 24, 2026 (7 years).
LGH vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7 years both funds cover.
LGH vs SCHD Performance
HCM Defender 500 Index ETF (LGH) is an ETF from Howard Capital Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year LGH returned +11.43% while SCHD returned +25.15%. Year to date, LGH is up 7.02% versus a gain of 21.33% for SCHD.
Over three years, LGH compounded at +21.04% per year against +15.43% for SCHD; over five years the annualized figures are +9.99% and +9.32% respectively. Across the full 7-year window we track, LGH has the edge at +15.34% annualized vs +12.29%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
LGH has been the more volatile fund, with annualized monthly volatility of 18.4% compared with 16.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.6% for LGH and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
LGH charges 1.00% per year while SCHD charges 0.06%. On a $10,000 position that is $100 vs $6 annually, a gap of $94 per year that compounds over a long holding period. On income, LGH currently yields 0.36% against 3.00% for SCHD.
Holdings Overlap
6.2% of LGH's money is in holdings SCHD also owns. 93.2% of SCHD's money is in holdings LGH also owns.
Most of SCHD is already inside LGH. Owning both mostly buys the same companies twice.
41 positions in common, counted across the 416 positions we hold weights for in LGH and 100 in SCHD, against full books of 421 and 103.
What only one of them owns
Our book lists 58 positions for SCHD that do not appear in our book for LGH (6.7% of the fund), and 371 for LGH that do not appear in SCHD (93.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in LGH | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 0.46% | 4.77% | 4.31% |
| AMGNAmgen Inc. | 0.29% | 4.70% | 4.41% |
| ABTAbbott Laboratories | 0.23% | 4.69% | 4.46% |
| KOCoca Cola Co. | 0.42% | 4.17% | 3.75% |
| CVXChevron Corp | 0.49% | 4.02% | 3.53% |
| HDHome Depot Inc/The | 0.38% | 3.88% | 3.50% |
| PGProcter & Gamble Company | 0.42% | 3.83% | 3.41% |
| UNHUnitedhealth Group Incorporated | 0.42% | 3.82% | 3.40% |
| VZVerizon Communic | 0.27% | 3.97% | 3.70% |
| COPConocophillips Common Stock USD 0.01 | 0.21% | 3.94% | 3.73% |
93.2% of SCHD is already inside LGH.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LGH or SCHD?
LGH has an expense ratio of 1.00% while SCHD charges 0.06%. SCHD is the cheaper option, by $94 a year on a $10,000 investment.
Which performed better, LGH or SCHD?
Over the past year LGH returned +11.43% vs +25.15% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), LGH annualized +15.34% vs +12.29% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LGH or SCHD?
LGH has been the more volatile fund at 18.4% annualized versus 16.7% for SCHD. Worst drawdown: LGH -29.6% vs SCHD -33.4%.
Should I hold both LGH and SCHD?
LGH and SCHD have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between LGH and SCHD?
93.2% of SCHD's money is in holdings LGH also owns. 93.2% of SCHD's is in holdings LGH also owns. They hold 41 positions in common, counted across the 416 positions we hold weights for in LGH and 100 in SCHD.
Which pays a higher dividend, LGH or SCHD?
LGH yields 0.36% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than LGH?
SCHD has a lower expense ratio. LGH led over 3Y, 5Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 52.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.