IVV vs LGH

IVV vs LGH

Which is better, IVV or LGH?

Large Cap Blend against Allocation/Balanced.

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 52.5%.

Lower Fees: IVVHigher Returns: IVVLess Concentrated: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVLGH
Expense Ratio0.03%Best1.00%
AUM$876.4B$589M
Dividend Yield1.06%0.36%
Holdings508421
YTD Return+13.32%Best+6.95%
1Y Return+17.08%Best+10.82%
3Y Return (annualized)+22.72%Best+21.03%
5Y Return (annualized)+13.20%Best+10.03%
Volatility (annualized)16.8%Best18.4%
Max Drawdown-33.9%-29.6%Best
$10,000 over 5 years$18,588Best$16,127
Top 10 Weight37.8%Best52.5%
Fund FamilyiShares by BlackRock (US)Howard Capital Management
CategoryEquityAllocation/Balanced
StyleLarge Cap BlendAllocation/Balanced
InceptionMay 15, 2000Oct 9, 2019

Volatility and max drawdown are measured over the window both funds cover: Oct 10, 2019 to Sep 23, 2026 (7 years).

IVV vs LGH growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7 years both funds cover.

IVV vs LGH Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and HCM Defender 500 Index ETF (LGH) is an ETF from Howard Capital Management. Over the past year IVV returned +17.08% while LGH returned +10.82%. Year to date, IVV is up 13.32% versus a gain of 6.95% for LGH.

Over three years, IVV compounded at +22.72% per year against +21.03% for LGH; over five years the annualized figures are +13.20% and +10.03% respectively. Across the full 7-year window we track, IVV has the edge at +16.14% annualized vs +15.34%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

LGH has been the more volatile fund, with annualized monthly volatility of 18.4% compared with 16.8% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.9% for IVV and -29.6% for LGH. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while LGH charges 1.00%. On a $10,000 position that is $3 vs $100 annually, a gap of $97 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.36% for LGH.

Holdings Overlap

IVV already in LGH96.2%
LGH already in IVV78.7%

96.2% of IVV's money is in holdings LGH also owns. 78.7% of LGH's money is in holdings IVV also owns.

Most of IVV is already inside LGH. Owning both mostly buys the same companies twice.

384 positions in common, counted across the 490 positions we hold weights for in IVV and 416 in LGH, against full books of 508 and 421.

What only one of them owns

Our book lists 29 positions for LGH that do not appear in our book for IVV (21.0% of the fund), and 99 for IVV that do not appear in LGH (2.5%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in IVVWeight in LGHDifference
NVDANvidia Corp8.07%7.31%0.76%
AAPLApple, Inc7.02%6.73%0.29%
MSFTMicrosoft Corp5.69%5.02%0.67%
AMZNAmazon.Com Inc3.84%3.44%0.40%
GOOGLAlphabet Inc,class A3.00%2.62%0.38%
AVGOBroadcom Inc2.65%2.33%0.32%
GOOGAlphabet Inc2.39%2.26%0.13%
METAMeta Platforms Inc1.90%1.71%0.19%
MUMicron Technology, Inc.1.63%1.42%0.21%
TSLATesla Inc1.56%1.36%0.20%

96.2% of IVV is already inside LGH.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IVVLGH

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Frequently Asked Questions

Which is cheaper, IVV or LGH?

IVV has an expense ratio of 0.03% while LGH charges 1.00%. IVV is the cheaper option, by $97 a year on a $10,000 investment.

Which performed better, IVV or LGH?

Over the past year IVV returned +17.08% vs +10.82% for LGH, so IVV leads on 1-year performance. Over the longest common window we track (7 years), IVV annualized +16.14% vs +15.34% for LGH. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IVV or LGH?

LGH has been the more volatile fund at 18.4% annualized versus 16.8% for IVV. Worst drawdown: IVV -33.9% vs LGH -29.6%.

Should I hold both IVV and LGH?

IVV and LGH have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between IVV and LGH?

96.2% of IVV's money is in holdings LGH also owns. 78.7% of LGH's is in holdings IVV also owns. They hold 384 positions in common, counted across the 490 positions we hold weights for in IVV and 416 in LGH.

Which pays a higher dividend, IVV or LGH?

IVV yields 1.06% while LGH yields 0.36%, so IVV currently pays the higher dividend yield.

Is LGH better than IVV?

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 52.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.