LOEV vs SCHD
Harding Loevner International Developed Markets Select Equity ETF vs Schwab US Dividend Equity ETF
Which is better, LOEV or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y. LOEV is less concentrated, with 35.1% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LOEV | SCHD |
|---|---|---|
| Expense Ratio | 0.70% | 0.06%Best |
| AUM | - | $112.2B |
| Dividend Yield | 0.00% | 3.13% |
| Holdings | 54 | 103 |
| YTD Return | +6.13% | +27.56%Best |
| 1Y Return | - | +30.29% |
| 3Y Return (annualized) | - | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Top 10 Weight | 35.1%Best | 41.5% |
| Fund Family | Harding Loevner | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Jul 20, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
LOEV vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
LOEV vs SCHD Performance
Harding Loevner International Developed Markets Select Equity ETF (LOEV) is an ETF from Harding Loevner and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, LOEV is up 6.13% versus a gain of 27.56% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
LOEV charges 0.70% per year while SCHD charges 0.06%. On a $10,000 position that is $70 vs $6 annually, a gap of $64 per year that compounds over a long holding period. On income, LOEV currently yields 0.00% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 44 holdings in LOEV and 100 in SCHD, totalling 99.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 44 positions we hold weights for in LOEV and 100 in SCHD, against full books of 54 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for LOEV (99.9% of the fund), and 8 for LOEV that do not appear in SCHD (22.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of LOEV and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LOEV or SCHD?
LOEV has an expense ratio of 0.70% while SCHD charges 0.06%. SCHD is the cheaper option, by $64 a year on a $10,000 investment.
Which pays a higher dividend, LOEV or SCHD?
LOEV yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than LOEV?
SCHD has a lower expense ratio. SCHD led over 1Y. LOEV is less concentrated, with 35.1% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.