LOUP vs VTI
Innovator Deepwater Frontier Tech ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. LOUP delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | LOUP | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.70% | 0.03% | |
| AUM | $227M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 32 | 3,543 | |
| YTD Return | +17.86% | +13.14% | |
| 1Y Return | +47.25% | +22.35% | |
| 3Y Return (annualized) | +36.19% | +21.83% | |
| 5Y Return (annualized) | +12.48% | +12.01% | |
| Volatility (annualized) | 31.3% | 15.3% | |
| Max Drawdown | -58.7% | -56.6% | |
| Fund Family | Innovator ETFs Trust | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 24, 2018 | May 24, 2001 |
LOUP vs VTI Performance
Innovator Deepwater Frontier Tech ETF (LOUP) is a ETF from Innovator ETFs Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year LOUP returned +47.25% while VTI returned +22.35%. Year to date, LOUP is up 17.86% versus a gain of 13.14% for VTI.
Over three years, LOUP compounded at +36.19% per year against +21.83% for VTI; over five years the annualized figures are +12.48% and +12.01% respectively. Across the full 8-year window we track, LOUP has the edge at +17.33% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
LOUP has been the more volatile fund, with annualized monthly volatility of 31.3% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.7% for LOUP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
LOUP charges 0.70% per year while VTI charges 0.03%. On a $10,000 position that is $70 vs $3 annually, a gap of $67 per year that compounds over a long holding period. On income, LOUP currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
LOUP and VTI share 20 holdings out of 2797 unique holdings combined, representing a 2.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, LOUP or VTI?
LOUP has an expense ratio of 0.70% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $67 per year of difference.
Which performed better, LOUP or VTI?
Over the past year LOUP returned +47.25% vs +22.35% for VTI, so LOUP leads on 1-year performance. Over the longest common window we track (8 years), LOUP annualized +17.33% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, LOUP or VTI?
LOUP has been the more volatile fund at 31.3% annualized versus 15.3% for VTI. Worst drawdown: LOUP -58.7% vs VTI -56.6%.
Should I hold both LOUP and VTI?
LOUP and VTI have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between LOUP and VTI?
LOUP and VTI share 20 common holdings with a 2.6% weight overlap. Combined, they hold 2797 unique securities.
Which pays a higher dividend, LOUP or VTI?
LOUP yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.