MHIG vs SCHD

MHIG vs SCHD

Which is better, MHIG or SCHD?

Allocation/Balanced against Large Cap Value.

SCHD has a lower expense ratio.

Lower Fees: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMHIGSCHD
Expense Ratio0.55%0.06%Best
AUM$1M$112.1B
Dividend Yield0.00%3.00%
Holdings75103
YTD Return-0.14%+21.73%Best
1Y Return-+26.35%
3Y Return (annualized)-+16.02%
5Y Return (annualized)-+9.26%
Fund FamilyMillimanCharles Schwab Asset Management
CategoryAllocation/BalancedEquity
StyleAllocation/BalancedLarge Cap Value
InceptionApr 7, 2026Oct 20, 2011

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

MHIG vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

MHIG vs SCHD Performance

Milliman Healthcare Inflation Guard ETF (MHIG) is an ETF from Milliman and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, MHIG is down 0.14% versus a gain of 21.73% for SCHD.

Past performance does not guarantee future results.

Fees and Cost Over Time

MHIG charges 0.55% per year while SCHD charges 0.06%. On a $10,000 position that is $55 vs $6 annually, a gap of $49 per year that compounds over a long holding period. On income, MHIG currently yields 0.00% against 3.00% for SCHD.

Holdings Overlap

SCHD already in MHIG21.3%

At least 21.3% of SCHD's money is in holdings MHIG also owns.

Stated as a floor: for MHIG, our book for it covers 0.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

SCHD and MHIG share little of their money.

5 positions in common, counted across the 80 positions we hold weights for in MHIG and 100 in SCHD, against full books of 75 and 103.

Top Shared Holdings

StockWeight in MHIGWeight in SCHDDifference
MRKMerck & Company Inc0.00%4.77%4.77%
AMGNAmgen Inc.0.00%4.70%4.70%
ABTAbbott Laboratories0.00%4.69%4.69%
UNHUnitedhealth Group Incorporated0.00%3.82%3.82%
BMYBristol-Myers Squibb Co.0.00%3.33%3.33%

21.3% of SCHD is already inside MHIG.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

MHIGSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, MHIG or SCHD?

MHIG has an expense ratio of 0.55% while SCHD charges 0.06%. SCHD is the cheaper option, by $49 a year on a $10,000 investment.

What is the holdings overlap between MHIG and SCHD?

At least 21.3% of SCHD's money is in holdings MHIG also owns. Our book for MHIG is partial, so the real figure is this or higher. They hold 5 positions in common, counted across the 80 positions we hold weights for in MHIG and 100 in SCHD.

Which pays a higher dividend, MHIG or SCHD?

MHIG yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than MHIG?

SCHD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.