MHIG vs VTI

MHIG vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricMHIGVTIWinner
Expense Ratio0.55%0.03%
AUM$1M$666.9B
Dividend Yield0.00%1.07%
Holdings803,543
YTD Return+1.89%+13.14%
1Y Return-+22.35%
3Y Return (annualized)-+21.83%
5Y Return (annualized)-+12.01%
Volatility (annualized)-15.3%
Max Drawdown-2.8%-56.6%
Fund FamilyMillimanVanguard (US)
CategoryAllocation/BalancedEquity
InceptionApr 7, 2026May 24, 2001

MHIG vs VTI Performance

Milliman Healthcare Inflation Guard ETF (MHIG) is a ETF from Milliman and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, MHIG is up 1.89% versus a gain of 13.14% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.8% for MHIG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

MHIG charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, MHIG currently yields 0.00% against 1.07% for VTI.

Holdings Overlap

7.2%overlap

MHIG and VTI share 61 holdings out of 2796 unique holdings combined, representing a 7.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in MHIGWeight in VTIDifference
LLY1.59%1.40%0.19%
UNH1.44%0.52%0.92%
JNJ1.07%0.84%0.23%
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Frequently Asked Questions

Which is cheaper, MHIG or VTI?

MHIG has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $52 per year of difference.

What is the holdings overlap between MHIG and VTI?

MHIG and VTI share 61 common holdings with a 7.2% weight overlap. Combined, they hold 2796 unique securities.

Which pays a higher dividend, MHIG or VTI?

MHIG yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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